2. LKL
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  2. DQF
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Institution

Micro Kenya P.o.Box 52926 00200Nairobi, Kenya200
Data approved: 2010-06-23
Data version: 1
Age of data: -   months 
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Institution

DAASGIFT Quality Foundation - FNGO Head OfficeTakoradi, WesternPO Box TD 1369
Data approved: 2013-05-27
Data version: 2
Age of data: 132 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.microafricagroup.com/
Year established2000
Head of InstitutionTimothy Carson
Regions active0
# Branches4

Total Portfolio (nat'l)KES 118,000,000
Total Portfolio (USD)USD 1,425,120.77
Active clients with loans3,025
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.daasgift.org/
Year established2006
Head of InstitutionMrs Gifty Baaba Asmah
Regions activeWestern Region
# Branches2

Total Portfolio (nat'l)GHS 254,310
Total Portfolio (USD)USD 129,091.37
Active clients with loans3,862
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN, AGSI, Microcredit Summit Campaign
FundersE&CO, CHF International, Global Giving, Coastal Resource Centre

Loan Products » Summary

Biashara
560 Borrowers
USD 543,478.26 Portfolio
Active Product
Group Loan
3,200 Borrowers
USD 434,782.61 Portfolio
Active Product
MajiNyumbani
100 Borrowers
USD 12,077.29 Portfolio
Active Product

Loan Products » Summary

Cookstove
1,120 Borrowers
USD 41,868.02 Portfolio
Active Product
Solar
632 Borrowers
USD 21,416.24 Portfolio
Active Product
Group lending
Retired Product
Managed Funds Loan
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Biashara KES 100,000 - 500,000 3 - 12 20% - 40% 40% - 60% Business, Housing, Other, aimed at business expansions Women, Men, Have business, Have home or land, Must confirm having an on going business Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training
Group KES 3,000 - 100,000 3 - 12 60% - 80% 20% - 40% Any Purpose Women, Men, Have business, Must be known by the other members Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Maji Nyumbani KES 5,500 - 80,000 1 - 12 60% - 80% 0% - 20% Housing, Consumer, This loan is for the purchase of water tanks, the tanks can be for any use privately or business Women, Men Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Energy (Clean Cookstoves) GHS 100 - 2,000 3 - 6 80% - 100% 60% - 80% Business, Consumer Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Energy (Solar Lanterns) GHS 80 - 950 3 - 6 40% - 60% 80% - 100% Business, Consumer Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara 36.0% annual, Decl Bal 1 Fee 1 Ins None N/A 0% 0% N/A
Group 18.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 0% 0% N/A
Maji Nyumbani 19.9% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Energy (Clean Cookstoves) 24.00%-36.00% annual, Flat 0 Fees 0 Ins None N/A 66.5% - 68.1% 66.5% - 68.1% 35
Energy (Solar Lanterns) 24.00%-36.00% annual, Flat 0 Fees 0 Ins None 10.00% upfront 39.3% - 59.1% 46.7% - 70% 41

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara 36.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 0% 0% N/A
Group 18.0% annual, Flat 1 Fee 1 Ins Ins None 15.0% upfront 0% 0% N/A
Maji Nyumbani 19.9% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Energy (Clean Cookstoves) 24.00%-36.00% annual, Flat 0 Fees 0 Ins Ins None N/A 66.5% - 68.1% 66.5% - 68.1% 35
Energy (Solar Lanterns) 24.00%-36.00% annual, Flat 0 Fees 0 Ins Ins None 10.00% upfront 39.3% - 59.1% 46.7% - 70% 41
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