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Institution

PAWDEP P.O. Box 2472Nairobi
Data approved: 2013-03-07
Data version: 2
Age of data: 133 months

Institution

Belghoria Janakalyan Samity BF - 94, Sector - 1, Saltlake CityKolkata, West Bengal700 064
Data approved: 2010-10-25
Data version: 1
Age of data: 164 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.pawdep.org/
Year established2004
Head of InstitutionMary Muthoni Chege
Regions activeCentral, Eastern, Nairobi, North Eastern, Rift Valley
# Branches11

Total Portfolio (nat'l)KES 643,652,859
Total Portfolio (USD)USD 7,773,585.25
Active clients with loans39,401
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsAMFI, AMT, NGO Council
FundersWomen Enterprise Fund

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2006
Head of InstitutionBishwajit Das
Regions active
# Branches7

Total Portfolio (nat'l)INR 24,818,991
Total Portfolio (USD)USD 468,282.85
Active clients with loans6,040
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

30,413 Borrowers
USD 6,482,208.89 Portfolio
Active Product
10,558 Borrowers
USD 651,692.33 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Summary

6,040 Borrowers
USD 468,282.85 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Nuru Loan KES 5,000 - 200,000 15 - 52 80% - 100% 40% - 60% Any Purpose Women Credit Educ, Group Mtgs, Business Training
Haraka Loan KES 500 - 100,000 1 80% - 100% 40% - 60% Any Purpose Women Group Mtgs, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Small Loan INR 1,000 - 25,000 12 80% - 100% 0% - 20% Business, Can ONLY be used for Working Capital Women, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Nuru Loan 18.0% annual, Decl Bal 1 Fee 0 Ins None 40.0% upfront 200.00 ongoing 19.1% - 20.4% 50.6% - 106.5% 26
Haraka Loan 60.0% annual, Flat 1 Fee 0 Ins None 30.0% upfront 200.00 ongoing 58.7% - 60% 83% - 84.9% 71

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Small Loan 29.7% 27.8% - 29.7% 36.6% - 39.2% 42

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Loan 12.5% annual, Flat 0 Fees 1 Ins None 10.0% upfront 27.8% - 29.7% 36.6% - 39.2% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Nuru Loan 18.0% annual, Decl Bal 1 Fee 0 Ins Ins None 40.0% upfront 200.00 ongoing 19.1% - 20.4% 50.6% - 106.5% 26
Haraka Loan 60.0% annual, Flat 1 Fee 0 Ins Ins None 30.0% upfront 200.00 ongoing 58.7% - 60% 83% - 84.9% 71

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Small Loan 29.7% 27.8% - 29.7% 36.6% - 39.2% 42

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Loan 12.5% annual, Flat 0 Fees 1 Ins Ins None 10.0% upfront 27.8% - 29.7% 36.6% - 39.2% 32
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