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Institution

PAWDEP P.O. Box 2472Nairobi
Data approved: 2013-03-07
Data version: 2
Age of data: 133 months

Institution

We The People 102, D211, Laxmansingh Complex IMunirkaNew Delhi, Delhi110067
Data approved: 2010-10-25
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.pawdep.org/
Year established2004
Head of InstitutionMary Muthoni Chege
Regions activeCentral, Eastern, Nairobi, North Eastern, Rift Valley
# Branches11

Total Portfolio (nat'l)KES 643,652,859
Total Portfolio (USD)USD 7,773,585.25
Active clients with loans39,401
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsAMFI, AMT, NGO Council
FundersWomen Enterprise Fund

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.wethepeople.co.in/
Year established2005
Head of InstitutionAjaya Mohapatra
Regions active
# Branches2

Total Portfolio (nat'l)INR 12,963,159
Total Portfolio (USD)USD 244,587.91
Active clients with loans1,645
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliations

Loan Products » Summary

30,413 Borrowers
USD 6,482,208.89 Portfolio
Active Product
10,558 Borrowers
USD 651,692.33 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Summary

1,130 Borrowers
USD 37,040.74 Portfolio
Active Product
36 Borrowers
USD 207,547.17 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Nuru Loan KES 5,000 - 200,000 15 - 52 80% - 100% 40% - 60% Any Purpose Women Credit Educ, Group Mtgs, Business Training
Haraka Loan KES 500 - 100,000 1 80% - 100% 40% - 60% Any Purpose Women Group Mtgs, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Subh Arambh INR 7,000 - 10,000 6 - 12 80% - 100% 60% - 80% Any Purpose Women Credit Educ, Credit Ins, Business Training, Other Training
Sukh Samridhi INR 15,000 - 16,000 6 - 12 80% - 100% 60% - 80% Business Women Credit Educ, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Nuru Loan 18.0% annual, Decl Bal 1 Fee 0 Ins None 40.0% upfront 200.00 ongoing 19.1% - 20.4% 50.6% - 106.5% 26
Haraka Loan 60.0% annual, Flat 1 Fee 0 Ins None 30.0% upfront 200.00 ongoing 58.7% - 60% 83% - 84.9% 71

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Subh Arambh 0% 31.5% 39.5% N/A
Sukh Samridhi 0% 30.8% 41.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Subh Arambh 15.0% annual, Flat 1 Fee 1 Ins None 500.00 upfront 31.5% 39.5% 38
Sukh Samridhi 15.0% annual, Flat 0 Fees 0 Ins None 1,000.00 upfront 30.8% 41.7% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Nuru Loan 18.0% annual, Decl Bal 1 Fee 0 Ins Ins None 40.0% upfront 200.00 ongoing 19.1% - 20.4% 50.6% - 106.5% 26
Haraka Loan 60.0% annual, Flat 1 Fee 0 Ins Ins None 30.0% upfront 200.00 ongoing 58.7% - 60% 83% - 84.9% 71

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Subh Arambh 0% 31.5% 39.5% N/A
Sukh Samridhi 0% 30.8% 41.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Subh Arambh 15.0% annual, Flat 1 Fee 1 Ins Ins None 500.00 upfront 31.5% 39.5% 38
Sukh Samridhi 15.0% annual, Flat 0 Fees 0 Ins Ins None 1,000.00 upfront 30.8% 41.7% 36
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