| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.pawdep.org/ |
| Year established | 2004 |
| Head of Institution | Mary Muthoni Chege |
| Regions active | Central, Eastern, Nairobi, North Eastern, Rift Valley |
| # Branches | 11 |
| Total Portfolio (nat'l) | KES 643,652,859 |
| Total Portfolio (USD) | USD 7,773,585.25 |
| Active clients with loans | 39,401 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFI, AMT, NGO Council |
| Funders | Women Enterprise Fund |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1974 |
| Head of Institution | Engr. Arturo P. Muyco, Jr. |
| Regions active | |
| # Branches | 5 |
| Total Portfolio (nat'l) | PhP 3,072,220 |
| Total Portfolio (USD) | USD 73,498.09 |
| Active clients with loans | 664 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Bangko Sentral ng Pilipinas (BSP), Rural Bankers Association of the Philippines (RBAP), Philippine Deposit Insurance Corporation (PDIC) |
| Funders | Landbank of the Philippines (LBP), National Livelihood Development Corporation (NLDC), Bangko Sentral ng Pilipinas (BSP) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Nuru Loan | KES 5,000 - 200,000 | 15 - 52 | 80% - 100% | 40% - 60% | Any Purpose | Women | Credit Educ, Group Mtgs, Business Training | |||||||
| Haraka Loan | KES 500 - 100,000 | 1 | 80% - 100% | 40% - 60% | Any Purpose | Women | Group Mtgs, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fast Cash | PHP 3,000 - 28,000 | 1 - 6 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
| POWER (Program on Women Empowerment) | PHP 3,000 - 28,000 | 4 - 6 | 80% - 100% | 0% - 20% | Business | Women, Have business | Group Mtgs, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Nuru Loan | 18.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 40.0% upfront 200.00 ongoing | 19.1% - 20.4% | 50.6% - 106.5% | 26 | ||||||||
| Haraka Loan | 60.0% annual, Flat | 1 Fee | 0 Ins | None | 30.0% upfront 200.00 ongoing | 58.7% - 60% | 83% - 84.9% | 71 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fast Cash | 40.0%-44.0% annual, Flat | 1 Fee | 2 Ins | 0.50% loan amt | 500.00 upfront 50.00 ongoing | 83.4% - 92.4% | 100.2% - 250.2% | 31 | ||||||||
| POWER (Program on Women Empowerment) | 40.0%-44.0% annual, Flat | 1 Fee | 2 Ins | 0.50% loan amt | 500.00 upfront 50.00 ongoing | 83.4% - 84.7% | 100.2% - 242.3% | 30 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Nuru Loan | 18.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 40.0% upfront 200.00 ongoing | 19.1% - 20.4% | 50.6% - 106.5% | 26 | ||||||||
| Haraka Loan | 60.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 30.0% upfront 200.00 ongoing | 58.7% - 60% | 83% - 84.9% | 71 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fast Cash | 40.0%-44.0% annual, Flat | 1 Fee | 2 Ins Ins | 0.50% loan amt | 500.00 upfront 50.00 ongoing | 83.4% - 92.4% | 100.2% - 250.2% | 31 | ||||||||
| POWER (Program on Women Empowerment) | 40.0%-44.0% annual, Flat | 1 Fee | 2 Ins Ins | 0.50% loan amt | 500.00 upfront 50.00 ongoing | 83.4% - 84.7% | 100.2% - 242.3% | 30 |
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