2. SISDO
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. CIDRE
Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Smallholder Irrigation Schemes Development Organization (SISDO) NairobiKenyaPO Box 76622
Data approved: 2010-09-14
Data version: 1
Age of data: -   months 
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Institution

CIDRE Calle Juan de la Cruz Torrez N° 1674, CercadoCochabamba, Bolivia28034
Data approved: 2013-08-02
Data version: 2
Age of data: 123 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sisdo.org/
Year established1991
Head of InstitutionJames N. Mwai
Regions active0
# Branches16

Total Portfolio (nat'l)KES 241,356,768
Total Portfolio (USD)USD 2,914,936.81
Active clients with loans9,804
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.cidre.org.bo/
Year established1990
Head of InstitutionAlvaro Moscoso Blanco
Regions activeChuquisaca , Cochabamba , La Paz , Oruro , Potosí, Santa Cruz, Tarija
# Branches18

Total Portfolio (nat'l)BOB 854,406,455
Total Portfolio (USD)USD 126,578,734.10
Active clients with loans8,530
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsFINRURAL
FundersBanco Interamericano de Desarrollo (BID), Kiva, Oikocredit, Banco de Desarrollo Productivo (BDP S.A.M.)

Loan Products » Summary

Asset
173 Borrowers
USD 34,668.82 Portfolio
Active Product
Daraja
681 Borrowers
USD 557,055.03 Portfolio
Active Product
Farm Input
885 Borrowers
USD 151,236.33 Portfolio
Active Product
Inua
7,139 Borrowers
USD 1,596,996.61 Portfolio
Active Product
School Fees
202 Borrowers
USD 20,875.19 Portfolio
Active Product
Zero Grazing
2,156 Borrowers
USD 444,858.02 Portfolio
Active Product
Individual
32 Borrowers
USD 83,607.56 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Consumo BOB
293 Borrowers
USD 923,124 Portfolio
Active Product
Consumo USD
63 Borrowers
USD 3,169,914 Portfolio
Active Product
Vivienda BOB
987 Borrowers
USD 4,295,108.89 Portfolio
Active Product
Vivienda USD
203 Borrowers
USD 8,446,409 Portfolio
Active Product
Comercio BOB
1,704 Borrowers
USD 8,292,464.89 Portfolio
Active Product
Comercio USD
740 Borrowers
USD 39,912,313 Portfolio
Active Product
Product BOB
3,357 Borrowers
USD 15,367,998.81 Portfolio
Active Product
Product USD
1,183 Borrowers
USD 46,171,401 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Financing Loan KES 20,000 - 50,000 3 - 12 40% - 60% 40% - 60% Business, Housing Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Daraja Loan KES 50,000 - 100,000 3 - 12 40% - 60% 0% - 20% Business, Only working capital Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health Insurance - optional
Farm Inputs Loan KES 5,000 - 50,000 3 - 12 40% - 60% 0% - 20% Business Women, Men, Must be a farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Inua Loan KES 5,000 - 50,000 3 - 12 40% - 60% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health insurance - optional
School Fees Loan KES 3,000 - 50,000 3 - 12 60% - 80% 40% - 60% Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Zero Grazing Loan KES 10,000 - 50,000 3 - 18 40% - 60% 20% - 40% Agriculture, Improvement to shed, purchase of cow, chaff-cutter Women, Men, Farmers only Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Health insurance - optional

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito de Consumo (BOB) BOB 2,000 - 362,000 12 - 60 0% - 20% 0% - 20% Any Purpose Women, Men Credit Ins
Credito de Consumo (USD) USD 200 - 10,000 12 - 60 0% - 20% 0% - 20% Any Purpose Women, Men Credit Ins
Credito Hipotecaria (BOB) BOB 3,500 - 843,200 12 - 96 0% - 20% 0% - 20% Housing Women, Men Credit Ins
Credito Hipotecaria (USD) USD 1,200 - 68,000 12 - 84 0% - 20% 0% - 20% Housing Women, Men Credit Ins
Microcredito para Comercio y Servicios (BOB) BOB 3,000 - 890,000 6 - 60 20% - 40% 20% - 40% Business, Para actividades de comercio y servicios Women, Men, Have business Credit Ins
Microcredito para Comercio y Servicios (USD) USD 500 - 126,000 6 - 60 0% - 20% 0% - 20% Business Women, Men, Have business Credit Ins, Business Training
Microcredito Productivo (BOB) BOB 3,400 - 892,956 6 - 60 40% - 60% 0% - 20% Business Women, Men, Have business Credit Ins
Microcredito Productivo (USD) USD 500 - 150,000 6 - 60 60% - 80% 0% - 20% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
Daraja Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 250.00 ongoing #N/A #N/A N/A
Farm Inputs Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
Inua Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
School Fees Loan 12.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 50.00 ongoing #N/A #N/A N/A
Zero Grazing Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito de Consumo (BOB) 16.0%-27.0% annual, Decl Bal 0 Fees 1 Ins None N/A 17.1% - 26.7% 17.1% - 27.3% 71
Credito de Consumo (USD) 16.0%-25.0% annual, Decl Bal 0 Fees 1 Ins None N/A 24.7% 25.3% 63
Credito Hipotecaria (BOB) 17.0%-25.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18.2% - 22.4% 18.8% - 23% 81
Credito Hipotecaria (USD) 17.0%-25.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18.1% - 19.7% 18.6% - 20.3% 87
Microcredito para Comercio y Servicios (BOB) 18.0%-26.0% annual, Decl Bal 0 Fees 1 Ins None N/A 20.4% - 25.4% 20.9% - 26% 76
Microcredito para Comercio y Servicios (USD) 18.0%-27.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18% - 26.7% 18.6% - 27.3% 80
Microcredito Productivo (BOB) 18.0%-27.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18% - 26.7% 18.6% - 27.3% 83
Microcredito Productivo (USD) 18.0%-27.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18.9% - 21.7% 19.4% - 22.4% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 15.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
Daraja Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 250.00 ongoing #N/A #N/A N/A
Farm Inputs Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
Inua Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
School Fees Loan 12.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 50.00 ongoing #N/A #N/A N/A
Zero Grazing Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito de Consumo (BOB) 16.0%-27.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 17.1% - 26.7% 17.1% - 27.3% 71
Credito de Consumo (USD) 16.0%-25.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 24.7% 25.3% 63
Credito Hipotecaria (BOB) 17.0%-25.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 18.2% - 22.4% 18.8% - 23% 81
Credito Hipotecaria (USD) 17.0%-25.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 18.1% - 19.7% 18.6% - 20.3% 87
Microcredito para Comercio y Servicios (BOB) 18.0%-26.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 20.4% - 25.4% 20.9% - 26% 76
Microcredito para Comercio y Servicios (USD) 18.0%-27.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 18% - 26.7% 18.6% - 27.3% 80
Microcredito Productivo (BOB) 18.0%-27.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 18% - 26.7% 18.6% - 27.3% 83
Microcredito Productivo (USD) 18.0%-27.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 18.9% - 21.7% 19.4% - 22.4% 86
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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