Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Action | 0 | 0 | 0 | 133 |
Adok Timo | 4,200 | 570,000 | 4 | 165 |
BIMAS | 11,100 | 4,679,000 | 7 | 133 |
ECLOF Kenya | 20,500 | 5,455,000 | 8 | 133 |
Equity Bank | 135,500 | 94,746,000 | 9 | 133 |
Family Bank | 43,200 | 90,700,000 | 5 | 165 |
Jamii Bora | 2,400 | 3,374,000 | 4 | 133 |
Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 133 |
KADET | 12,900 | 5,402,000 | 4 | 133 |
K-Rep | 0 | 0 | 0 | 133 |
K-Rep Bank | 65,000 | 28,743,000 | 4 | 165 |
KWFT DTM | 294,600 | 165,982,000 | 6 | 133 |
LKL | 13,100 | 9,311,000 | 10 | 126 |
MKL | 18,200 | 5,989,000 | 6 | 110 |
Opportunity Kenya | 9,100 | 4,866,000 | 5 | 133 |
PAWDEP | 40,900 | 7,133,000 | 2 | 133 |
RAFODE | 2,900 | 356,000 | 1 | 133 |
SISDO | 7,300 | 3,657,000 | 11 | 133 |
Yehu | 14,000 | 3,149,000 | 11 | 133 |
Outstanding portfolio (USD) | USD 42,321,723.05 |
Portfolio (USD) | USD 42,321,723.05 |
Active Clients with Loans | 24,845 |
Approximate % Female Clients | 80% - 100% |
Approximate % Urban Clients | 0% - 20% |
Individual | x |
Solidarity group | |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | x |
Mortgage/housing | x |
Consumer loan | x |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services | x |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | x |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 12 |
# Regions for this product | 13 |
Regions Active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampot, KandalKratié, Phnom Penh, Prey VengSiem Reap, Svay Rieng, Takéo |
Currency | USD |
Minimum loan size | USD 100 |
Maximum loan size | 20,000 |
Loans less than USD 250 | 5% |
USD 250-1,000 | 15% |
USD 1,000-1,500 | 15% |
USD 1,500-2,000 | 15% |
USD 2,000-2,500 | 15% |
Greater than USD 2,500 | 15% |
Shortest loan term | 4.0 months |
Longest loan term | 36.0 months |
Approx average | 20.4 months |
Loans 3 months or less | 0 |
Between 4 and 6 months | 5% |
Between 7 and 9 months | 5% |
Between 10 and 12 months | 20% |
Between 13 and 18 months | 30% |
Longer than 18 months | 40% |
Grace period usage | 10% |
Average grace period | 3.0 months |
Daily | |
Weekly | x |
Every 2 weeks | x |
Every 4 weeks | x |
Monthly | x |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 1.65% |
Highest quoted nominal interest | 3.00% |
Reason(s) why interest rate varies | Loan Size |
Interest rate period | Monthly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | No |
Is rate fixed for entire loan term | Yes |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | Sample 5 | Sample 6 | ||||||
---|---|---|---|---|---|---|---|---|---|---|---|
Loan Amount | USD 150 | USD 300 | USD 625 | USD 1,300 | USD 1,900 | USD 3,100 | |||||
Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | Not Known | Not Known | Not Known | |||||
Disbursement Date | 2013-01-10 | 2013-03-21 | 2013-02-08 | 2013-03-22 | 2013-03-22 | 2013-03-19 | |||||
Loan Term (Months) | 8.0 months | 10.0 months | 19.0 months | 18.0 months | 25.0 months | 24.0 months | |||||
Grace Period (Months) | 0.3 months | -0.4 months | 6.4 months | -0.1 months | 0.4 months | 0.1 months | |||||
Total Cost of Credit | USD 17 | USD 40 | USD 207 | USD 306 | USD 499 | USD 719 | |||||
True Price by Comp | |||||||||||
Interest price component | 29.1% | 30.7% | 30.1% | 29.4% | 24.0% | 21.7% | |||||
Fee Component | 0.0% | 0.0% | 0.6% | 0.3% | 0.2% | 0.1% | |||||
Insurance Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||||
Tax Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||||
Deposit Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||||
Full APR (int fee ins tax dep) | 29.1% | 30.7% | 30.7% | 29.7% | 24.2% | 21.8% | |||||
Transparency Index | 68 | 65 | 65 | 67 | 82 | 91 | |||||
Original Repayment Schedule | |||||||||||
MFT Pricing Calculation |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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