Institution # Borrowers Portfolio (US$) Products Age of Data
Action00082
Adok Timo4,200570,0004114
BIMAS11,1004,679,000782
ECLOF Kenya20,5005,455,000882
Equity Bank135,50094,746,000982
Family Bank43,20090,700,0005114
Jamii Bora2,4003,374,000482
Juhudi Kilimo10,4004,436,000282
KADET12,9005,402,000482
K-Rep00082
K-Rep Bank65,00028,743,0004114
KWFT DTM294,600165,982,000682
LKL13,1009,311,0001075
MKL18,2005,989,000659
Opportunity Kenya9,1004,866,000582
PAWDEP40,9007,133,000282
RAFODE2,900356,000182
SISDO7,3003,657,0001182
Yehu14,0003,149,0001182
Please note that the information you are viewing is 108 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

CONFIAR Cooperativa Financiera Calle 52 N° 49-40Medellin, Antioquia
Data approved: 2011-03-15
Data version: 1
Age of data: 108 months

Product

Vivienda Especial Product 7 of 7 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (COP)COP 6,904,000,000
Portfolio (USD)USD 3,793,406.59
Active Clients with Loans275
Approximate % Female Clients40% - 60%
Approximate % Urban Clients40% - 60%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Crédito para adquisición de vivienda nueva o usada, con construcción en terreno propio de vivienda o para liberación de gravamen hipotecario, cuyo valor comercial exceda $69,525,000\r
Loan Purpose
Any purpose
Income generation
Mortgage/housingx
Consumer loan
Agriculture
Education
Other household finance
OtherPara compra o construcción de Vivienda.
Other (2)Activo Fijo
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyCOP
Minimum loan sizeCOP 35,000,000
Maximum loan size84,975,000
Loan Term and Grace Period
Shortest loan term60.0 months
Longest loan term120.0 months
Approx average0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeksx
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest15.02%
Highest quoted nominal interest15.02%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionSeguro contra incendio y terremoto
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min350
Fixed amount - max29,741
Reason for variationN/A
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited0
or, Fixed-amount depositedCOP 515,000
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositWhen Leaving
Interest Paid on Deposit
Minimum interest rate paid1.00%
Maximum interest rate paid1.00%
Interest payment frequencyMonthly
Taxes
Are taxes charged on this product?No

Full Pricing Data

Vivienda Especial samples
Sample 1Sample 2Sample 3
Loan AmountCOP 40,400,000COP 42,420,000COP 42,420,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-03-082011-04-232011-04-23
Loan Term (Months)120.0 months120.0 months120.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component14.0%14.0%14.0%
Insurance Component0.6%0.6%0.6%
Tax Component0.0%0.0%0.0%
Deposit Component0.3%0.2%0.2%
Full APR (int fee ins tax dep)14.9%14.9%14.9%
Transparency Index100100100
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Vivienda Especial Price Graphs


Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to