| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 134 |
| Adok Timo | 4,200 | 570,000 | 4 | 165 |
| BIMAS | 11,100 | 4,679,000 | 7 | 134 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 134 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 134 |
| Family Bank | 43,200 | 90,700,000 | 5 | 165 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 134 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 134 |
| KADET | 12,900 | 5,402,000 | 4 | 134 |
| K-Rep | 0 | 0 | 0 | 134 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 165 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 134 |
| LKL | 13,100 | 9,311,000 | 10 | 126 |
| MKL | 18,200 | 5,989,000 | 6 | 111 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 134 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 134 |
| RAFODE | 2,900 | 356,000 | 1 | 134 |
| SISDO | 7,300 | 3,657,000 | 11 | 134 |
| Yehu | 14,000 | 3,149,000 | 11 | 134 |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | http://www.myinnovativefinance.com/ |
| Year established | 1999 |
| Head of Institution | Sheila Azuntaba |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 576,895 |
| Total Portfolio (USD) | USD 384,596.67 |
| Active clients with loans | 356 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | GHANA COOPERATIVE OF SUSU COLLECTORS ASSOCIATION, GHANA MICROFINANCE NETWORK |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Innovative Auto Loan | 0 | 0 | 0% - 20% | 80% - 100% | ||||||||||
| Innovative Micro-Leasing | 0 | 0 | 60% - 80% | 60% - 80% | ||||||||||
| Susu Loan | GHS 200 - 1,500 | 3 - 8 | 60% - 80% | 60% - 80% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Innovative Auto Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 119.5% - 143.2% | 205.7% - 261% | |||||||||||
| Innovative Micro-Leasing | 0.00% annual, 0 | 0 Fees | 0 Ins | 109.1% - 145.4% | 202% - 264.9% | |||||||||||
| Susu Loan | 60.00%-0.00% annual, Flat | 2 Fees | 1 Ins | 138.9% - 157.7% | 256.4% - 287.6% | 21 |
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