Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Action | 0 | 0 | 0 | 133 |
Adok Timo | 4,200 | 570,000 | 4 | 165 |
BIMAS | 11,100 | 4,679,000 | 7 | 133 |
ECLOF Kenya | 20,500 | 5,455,000 | 8 | 133 |
Equity Bank | 135,500 | 94,746,000 | 9 | 133 |
Family Bank | 43,200 | 90,700,000 | 5 | 165 |
Jamii Bora | 2,400 | 3,374,000 | 4 | 133 |
Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 133 |
KADET | 12,900 | 5,402,000 | 4 | 133 |
K-Rep | 0 | 0 | 0 | 133 |
K-Rep Bank | 65,000 | 28,743,000 | 4 | 165 |
KWFT DTM | 294,600 | 165,982,000 | 6 | 133 |
LKL | 13,100 | 9,311,000 | 10 | 126 |
MKL | 18,200 | 5,989,000 | 6 | 110 |
Opportunity Kenya | 9,100 | 4,866,000 | 5 | 133 |
PAWDEP | 40,900 | 7,133,000 | 2 | 133 |
RAFODE | 2,900 | 356,000 | 1 | 133 |
SISDO | 7,300 | 3,657,000 | 11 | 133 |
Yehu | 14,000 | 3,149,000 | 11 | 133 |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.khushhalibank.com.pk |
Year established | 2000 |
Head of Institution | Muhammad Ghalib Nishtar |
Regions active | Azad Kashmir, Balochistan, Islambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh |
# Branches | 118 |
Total Portfolio (nat'l) | PKR 12,225,321,747 |
Total Portfolio (USD) | USD 120,052,659.60 |
Active clients with loans | 468,369 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Pakistan Microfinance Network |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Khushhali Karza - Bullet (Group Based Lending) | PKR 15,000 - 50,000 | 3 - 12 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
Khushhali Karza - EMI (Group Based Lending) | PKR 15,000 - 50,000 | 3 - 12 | 20% - 40% | 40% - 60% | Business, Agriculture | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
Khushhali Cash Sahulat Gold-Bullet | PKR 25,000 - 150,000 | 3 - 12 | 0% - 20% | 20% - 40% | Business | Women, Men, Have business | Credit Ins | |||||||
Khushhali Cash Sahulat Land-Bullet | PKR 25,000 - 150,000 | 3 - 12 | 0% - 20% | 0% | Business, Agriculture | Women, Men, Have business | Credit Ins | |||||||
Sarsabz Karobar Bullet | PKR 25,000 - 150,000 | 3 - 6 | 0% - 20% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Khushhali Karza - Bullet (Group Based Lending) | 31.0% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 29.6% - 36% | 30% - 37.4% | 92 | ||||||||
Khushhali Karza - EMI (Group Based Lending) | 31.0% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 35.5% - 44.3% | 36.3% - 46.6% | 78 | ||||||||
Khushhali Cash Sahulat Gold-Bullet | 28.0% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 26.3% - 31% | 26.5% - 31.9% | 97 | ||||||||
Khushhali Cash Sahulat Land-Bullet | 25.0% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 23.4% - 28.5% | 23.5% - 29.4% | 97 | ||||||||
Sarsabz Karobar Bullet | 25.0% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 24.9% - 29.1% | 25.1% - 30% | 95 |
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