2. FINCOOP
Please note that the information you are viewing is 136 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Banco Agrario
Please note that the information you are viewing is 159 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Finance Savings and Credit Cooperative MUSCCO HouseLilongwePO Box 1292
Data approved: 2013-01-04
Data version: 2
Age of data: 136 months
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Institution

Banco Agrario De Colombia S.A Carrera 8 No. 15-43Bogotà D.C, Cundomarca57
Data approved: 2011-03-15
Data version: 1
Age of data: 159 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionKingsley Mulewa
Regions activeLilongwe, Mchinji, Salima, Mzimba, Blantyre
# Branches5

Total Portfolio (nat'l)MWK 106,822,473.20
Total Portfolio (USD)USD 273,903.78
Active clients with loans4,221
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsMUSCCO, MAMN
FundersHivos, Cordaid, MUSSCO

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bancoagrario.gov.co/
Year established1999
Head of InstitutionFrancisco Estupiñán Heredia
Regions active
# Branches477

Total Portfolio (nat'l)COP 82,116,686,524
Total Portfolio (USD)USD 45,119,058.53
Active clients with loans64,236
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliations
FundersMINISTERIO DE HACIENDA, BOLSA NACIONAL AGROPECUARIA, CORABASTOS, MERCAR

Loan Products » Summary

Mpamba
584 Borrowers
USD 87,645.46 Portfolio
Active Product
Mwai wa Mayi
1,240 Borrowers
USD 32,650.35 Portfolio
Active Product
Phindu
800 Borrowers
USD 34,888.54 Portfolio
Active Product
Pompopompo
122 Borrowers
USD 3,565.86 Portfolio
Active Product
Umphawi
423 Borrowers
USD 39,546.22 Portfolio
Active Product
Payroll
562 Borrowers
USD 69,686.92 Portfolio
Active Product
Uchikumbe (Agriculture Loan)
Retired Product

Loan Products » Summary

Agropecuario
1,892 Borrowers
USD 1,451,235.43 Portfolio
Active Product
Solidarios
3,317 Borrowers
USD 183,045.59 Portfolio
Active Product
Fortalecim.
51,189 Borrowers
USD 38,304,614.64 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Mpamba (Individual Business Loan) MWK 6,000 - 1,500,000 3 - 12 40% - 60% 60% - 80% Business, Housing, Consumer, Education Women, Men, Have business, Have home or land Credit Educ, Credit Ins, Business Training
Mwai wa Mayi (Female Group Loan) MWK 5,000 - 500,000 6 80% - 100% 60% - 80% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Phindu (Group Business) MWK 5,000 - 500,000 6 - 12 20% - 40% 20% - 40% Business Women, Men, Have business, Salaried worker Credit Educ, Group Mtgs, Credit Ins, Business Training
Pompopompo (Emergency Loan) MWK 1,120 - 30,000 2 - 5 40% - 60% 80% - 100% Other Women, Men, Have business, Salaried worker Credit Educ, Credit Ins
Umphawi (Share Oriented Loan) MWK 5,000 - 1,500,000 3 - 12 0% - 20% 20% - 40% Any Purpose Women, Men, Have business, Salaried worker
Payroll Loan MWK 5,000 - 1,500,000 3 - 12 20% - 40% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Educ

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Linea de Microcredito Agropecuario COP 500,000 - 6,000,000 4 - 36 40% - 60% 0% - 20% Business Women, Men, Have business Group Mtgs, Other Training, Educación financiera para niños y jóvenes a través de la creación del fomento de hábitos de ahorro, Formación a los clientes de los servicios de microcrédito y ahorro en componentes de desarrollo pers
Linea de Nucleos Solidarios COP 3,600,000 - 12,750,000 3 - 6 60% - 80% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Línea de Fortalecimiento COP 496,900 - 12,875,000 3 - 36 40% - 60% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Mpamba (Individual Business Loan) 32.00%-42.00% annual, Flat 1 Fee 1 Ins None 50.00% upfront 60.1% - 78.9% 187.8% - 297% 12
Mwai wa Mayi (Female Group Loan) 45.00% annual, Flat 1 Fee 1 Ins None 33.33% upfront 82.1% - 82.8% 177% - 177.8% 25
Phindu (Group Business) 45.00% annual, Flat 1 Fee 1 Ins None 33.33% upfront 82.3% - 83.4% 176.4% - 179.8% 25
Pompopompo (Emergency Loan) 36.00% annual, Flat 1 Fee 1 Ins None 50.00% upfront 79.4% - 83.5% 298.2% - 308.4% 11
Umphawi (Share Oriented Loan) 42.00% annual, Flat 1 Fee 1 Ins None 50.00% upfront 74.8% - 79% 233.9% - 303.8% 15
Payroll Loan 38.00% annual, Flat 1 Fee 1 Ins None 50.00% upfront 68.8% - 74% 223.1% - 291.3% 16

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Linea de Microcredito Agropecuario 29.6% annual, Decl Bal 2 Fees 1 Ins None N/A 44.2% - 47.9% 44.9% - 48.6% 63
Linea de Nucleos Solidarios 29.6% annual, Decl Bal 1 Fee 1 Ins None 10.0% upfront 10.00% ongoing 36.8% - 50.2% 48.1% - 69.7% 49
Línea de Fortalecimiento 29.6% annual, Decl Bal 2 Fees 2 Ins None N/A 41.2% - 47.3% 47.2% - 50.3% 61

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Mpamba (Individual Business Loan) 32.00%-42.00% annual, Flat 1 Fee 1 Ins Ins None 50.00% upfront 60.1% - 78.9% 187.8% - 297% 12
Mwai wa Mayi (Female Group Loan) 45.00% annual, Flat 1 Fee 1 Ins Ins None 33.33% upfront 82.1% - 82.8% 177% - 177.8% 25
Phindu (Group Business) 45.00% annual, Flat 1 Fee 1 Ins Ins None 33.33% upfront 82.3% - 83.4% 176.4% - 179.8% 25
Pompopompo (Emergency Loan) 36.00% annual, Flat 1 Fee 1 Ins Ins None 50.00% upfront 79.4% - 83.5% 298.2% - 308.4% 11
Umphawi (Share Oriented Loan) 42.00% annual, Flat 1 Fee 1 Ins Ins None 50.00% upfront 74.8% - 79% 233.9% - 303.8% 15
Payroll Loan 38.00% annual, Flat 1 Fee 1 Ins Ins None 50.00% upfront 68.8% - 74% 223.1% - 291.3% 16

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Linea de Microcredito Agropecuario 29.6% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 44.2% - 47.9% 44.9% - 48.6% 63
Linea de Nucleos Solidarios 29.6% annual, Decl Bal 1 Fee 1 Ins Ins None 10.0% upfront 10.00% ongoing 36.8% - 50.2% 48.1% - 69.7% 49
Línea de Fortalecimiento 29.6% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 41.2% - 47.3% 47.2% - 50.3% 61
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