| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.finca.org/ |
| Year established | 1994 |
| Head of Institution | Ponsiano Ndyabahika |
| Regions active | Dedza, Dowa, Kasungu, Lilongwe, Mchinji, Nkhotakota, Ntcheu, Ntchisi, SalimaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, Chiradzulu, MachingaMangochi, Mulanje, Mwanza, Nsanje |
| # Branches | 18 |
| Total Portfolio (nat'l) | MWK 1,463,320,000 |
| Total Portfolio (USD) | USD 3,752,102.56 |
| Active clients with loans | 29,927 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | MAMN, Council of Non-Governmental Organizations (CONGOMA) |
| Funders | FINCA International |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.peap-foncresol.org |
| Year established | 1997 |
| Head of Institution | Gustavo Diez de Medina Villarreal |
| Regions active | Chuquisaca , Cochabamba , La Paz , Potosí, Tarija |
| # Branches | 5 |
| Total Portfolio (nat'l) | BOB 64,620,579 |
| Total Portfolio (USD) | USD 9,573,419.11 |
| Active clients with loans | 3,909 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | FINRURAL, INAFI - LA |
| Funders | MISEREOR, Programa Mundial de Alimentos - PMA, Obras Cardenal Leger - CLO, ACDI (Agencia Canadiense de Desarrollo Internacional) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Business Loan | MWK 50,000 - 4,500,000 | 6 - 12 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business | Credit Ins | |||||||
| Village Banking Loan | MWK 5,000 - 400,000 | 4 - 6 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Team work, etc. | |||||||
| Small Group Loan | MWK 40,000 - 500,000 | 6 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | BOB 2,500 - 9,500 | 6 - 18 | 60% - 80% | 0% - 20% | Business, Agriculture, Consumer | Women, Men, Have business | Credit Educ, Group Mtgs, Other Training, Insidencia Politica - Participación ciudadana, Derechos Humanos - Género | |||||||
| Individual | USD 100 - 15,000 | 6 - 60 | 40% - 60% | 60% - 80% | Business, Agriculture, Consumer | Women, Men, Have business |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Business Loan | 60.00%-67.20% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 62.8% - 71.1% | 62.8% - 71.1% | 89 | ||||||||
| Village Banking Loan | 84.00%-90.00% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.00% upfront | 83.5% - 96.1% | 99.9% - 118.1% | 78 | ||||||||
| Small Group Loan | 78.00% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 72% - 75.3% | 73.7% - 77.1% | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | 24.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 6.00% ongoing | 23.8% - 24% | 30.3% - 30.6% | 79 | ||||||||
| Individual | 9.0%-18.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.1% - 18.9% | 18.7% - 18.9% | 48 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Business Loan | 60.00%-67.20% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 62.8% - 71.1% | 62.8% - 71.1% | 89 | ||||||||
| Village Banking Loan | 84.00%-90.00% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.00% upfront | 83.5% - 96.1% | 99.9% - 118.1% | 78 | ||||||||
| Small Group Loan | 78.00% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 72% - 75.3% | 73.7% - 77.1% | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | 24.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 6.00% ongoing | 23.8% - 24% | 30.3% - 30.6% | 79 | ||||||||
| Individual | 9.0%-18.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.1% - 18.9% | 18.7% - 18.9% | 48 |
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