| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://Néant |
| Year established | 2000 |
| Head of Institution | Mohamed OUMAYCHA |
| Regions active | Beni Mellal-Khenifra, Drâa-Tafilalt |
| # Branches | 15 |
| Total Portfolio (nat'l) | MAD 6,092,844 |
| Total Portfolio (USD) | USD 716,805.18 |
| Active clients with loans | 2,720 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Réseau de la Microfinance solidaire au Maroc (RMS) |
| Funders | AMSED, Fonds Hassan II, USAID, Fondation Mohamed V |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.daasgift.org/ |
| Year established | 2006 |
| Head of Institution | Mrs Gifty Baaba Asmah |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 96,292 |
| Total Portfolio (USD) | USD 64,194.67 |
| Active clients with loans | 1,424 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | GHAMFIN, ASSFIN, AGSI, MICROCREDIT SUMMIT CAMPAIGN |
| Funders | E&CO, CHF International, Global Giving |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Produit Solidaire | MAD 1,000 - 5,000 | 4 - 12 | 0% | 0% - 20% | Business, Agriculture | Women, Have business | ||||||||
| Produit Individuel | MAD 1,500 - 50,000 | 4 - 36 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Have business |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Energy (Clean Cookstoves) | 0 | 0 | 80% - 100% | 60% - 80% | ||||||||||
| Group lending | GHS 50 - 1,000 | 4 - 6 | 80% - 100% | 40% - 60% | ||||||||||
| Managed Funds Loan | 0 | 0 | 80% - 100% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Produit Solidaire | 21.6% annual, Flat | 1 Fee | 0 Ins | None | 1.00%-1.50% ongoing | 37.7% - 40.1% | 43% - 44.5% | 49 | ||||||||
| Produit Individuel | 18.0%-20.4% annual, Flat | 1 Fee | 0 Ins | None | N/A | 31.8% - 37.5% | 31.8% - 37.5% | 51 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Energy (Clean Cookstoves) | 0.00% annual, 0 | 0 Fees | 0 Ins | 69.9% - 83.8% | 69.9% - 83.8% | |||||||||||
| Group lending | 65.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 139.1% - 143.6% | 228.8% - 238.8% | 27 | ||||||||||
| Managed Funds Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 82% - 82.4% | 135.7% - 136.3% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Produit Solidaire | 21.6% annual, Flat | 1 Fee | 0 Ins Ins | None | 1.00%-1.50% ongoing | 37.7% - 40.1% | 43% - 44.5% | 49 | ||||||||
| Produit Individuel | 18.0%-20.4% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 31.8% - 37.5% | 31.8% - 37.5% | 51 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Energy (Clean Cookstoves) | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 69.9% - 83.8% | 69.9% - 83.8% | |||||||||||
| Group lending | 65.00%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | 139.1% - 143.6% | 228.8% - 238.8% | 27 | ||||||||||
| Managed Funds Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 82% - 82.4% | 135.7% - 136.3% |
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