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Institution

Association de Microfinance Oued Srou 2,Rue Oued SbouQuartier Ettakadoum Elkbab CentreKhénifra, Région Mèknès Tafilalet
Data approved: 2013-05-13
Data version: 1
Age of data: 76 months

Institution

Yukti Samaj Sewa Society Near Meenakshi ChowkI.T.I. RoadHoshangabad, Madhya Pradesh461001
Data approved: 2010-10-25
Data version: 1
Age of data: 113 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://Néant
Year established2000
Head of InstitutionMohamed OUMAYCHA
Regions activeBeni Mellal-Khenifra, Drâa-Tafilalt
# Branches15

Total Portfolio (nat'l)MAD 6,092,844
Total Portfolio (USD)USD 716,805.18
Active clients with loans2,720
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsRéseau de la Microfinance solidaire au Maroc (RMS)
FundersAMSED, Fonds Hassan II, USAID, Fondation Mohamed V

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2000
Head of InstitutionSanja Tiwari
Regions active
# Branches1

Total Portfolio (nat'l)INR 20,329,000
Total Portfolio (USD)USD 383,566.04
Active clients with loans1,539
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Loan Products » Summary

1,774 Borrowers
USD 297,253.76 Portfolio
Active Product
946 Borrowers
USD 419,551.41 Portfolio
Active Product

Loan Products » Summary

1,145 Borrowers
USD 93,542.70 Portfolio
Active Product
35 Borrowers
USD 5,567.55 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Produit Solidaire MAD 1,000 - 5,000 4 - 12 0% 0% - 20% Business, Agriculture Women, Have business
Produit Individuel MAD 1,500 - 50,000 4 - 36 40% - 60% 0% - 20% Business, Agriculture Women, Men, Have business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Small Business Loan INR 5,000 - 12,000 12 80% - 100% 40% - 60% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins
Agricultural Loan INR 5,000 - 12,000 6 80% - 100% 0% - 20% Business, Can ONLY be used for working capital Women, Agricutual needs and working capital Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Produit Solidaire 21.6% annual, Flat 1 Fee 0 Ins None 1.00%-1.50% ongoing 37.7% - 40.1% 43% - 44.5% 49
Produit Individuel 18.0%-20.4% annual, Flat 1 Fee 0 Ins None N/A 31.8% - 37.5% 31.8% - 37.5% 51

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Small Business Loan 0% 37.5% - 43.6% 38.6% - 44.8% N/A
Agricultural Loan 0% 27.6% - 27.9% 29% - 29.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Business Loan 18.0% annual, Flat 0 Fees 0 Ins None N/A 37.5% - 43.6% 38.6% - 44.8% 43
Agricultural Loan 18.0% annual, Flat 0 Fees 0 Ins None N/A 27.6% - 27.9% 29% - 29.3% 61

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Produit Solidaire 21.6% annual, Flat 1 Fee 0 Ins Ins None 1.00%-1.50% ongoing 37.7% - 40.1% 43% - 44.5% 49
Produit Individuel 18.0%-20.4% annual, Flat 1 Fee 0 Ins Ins None N/A 31.8% - 37.5% 31.8% - 37.5% 51

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Small Business Loan 0% 37.5% - 43.6% 38.6% - 44.8% N/A
Agricultural Loan 0% 27.6% - 27.9% 29% - 29.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Business Loan 18.0% annual, Flat 0 Fees 0 Ins Ins None N/A 37.5% - 43.6% 38.6% - 44.8% 43
Agricultural Loan 18.0% annual, Flat 0 Fees 0 Ins Ins None N/A 27.6% - 27.9% 29% - 29.3% 61
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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