Please note that the information you are viewing is 74 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 75 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Association Marocaine Soladirite Sans Frontieres / Micro-Credit 1, Rue Abi, Dar El GhoufariQuartier Prince Heritier 1er EtageFès, Maroc30000
Data approved: 2013-04-25
Data version: 1
Age of data: 74 months

Institution

Mwanga Community Bank MwangaKilimanjaroPO Box 333
Data approved: 2013-04-09
Data version: 2
Age of data: 75 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.amssfmc.ma
Year established1994
Head of InstitutionZakaria Jebbouri
Regions activeTangier-Tétouan, East and the Rif, Fes-Meknes, Rabat-Sale-Kenitra, Beni Mellal-Khenifra
# Branches49

Total Portfolio (nat'l)MAD 44,000,000
Total Portfolio (USD)USD 5,176,470.59
Active clients with loans13,300
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsFederation Nationale des Association des Micro credit, Reseau Micro Finance Solidaire, AMT, Reseau Sanabel
FundersFonds Jaida, ICO, SGMB banque, Credit Agricole

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addressN/A
Year established2000
Head of InstitutionA.Y.Ghuhia
Regions activeKilimanjaro
# Branches1

Total Portfolio (nat'l)TZS 5,079,003,643
Total Portfolio (USD)USD 3,194,341.91
Active clients with loans4,004
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsTAMFI
Funders

Loan Products » Summary

10,593 Borrowers
USD 6,326,428.82 Portfolio
Active Product
1,855 Borrowers
USD 1,488,352.94 Portfolio
Active Product
1,067 Borrowers
USD 925,058.82 Portfolio
Active Product
155 Borrowers
USD 175,647.06 Portfolio
Active Product
107 Borrowers
USD 164,411.76 Portfolio
Active Product

Loan Products » Summary

271 Borrowers
USD 243,786.45 Portfolio
Active Product
672 Borrowers
USD 139,436.31 Portfolio
Active Product
521 Borrowers
USD 691,823.90 Portfolio
Active Product
2,162 Borrowers
USD 1,258,917.90 Portfolio
Active Product
340 Borrowers
USD 503,144.65 Portfolio
Low Volume Product
0 Borrowers
Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Produit Solidaire MAD 500 - 15,000 3 - 18 60% - 80% 60% - 80% Business Women, Men, Have business Group Mtgs, Other Training
Produit Investissement MAD 3,000 - 30,000 6 - 30 20% - 40% 60% - 80% Business Women, Men, Have business
Produit Logement MAD 3,000 - 30,000 3 - 30 80% - 100% 80% - 100% Business Women, Men, Have business, Have home or land
Produit Elevage MAD 3,000 - 30,000 6 - 18 0% - 20% 0% Business Women, Men
Produit Fellah MAD 3,000 - 25,000 4 - 6 0% - 20% 0% - 20% Business Women, Men

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loans TZS 500,000 - 5,000,000 12 40% - 60% 0% - 20% Business Women, Men Business Training
Group Loans TZS 100,000 - 2,200,000 3 - 6 60% - 80% 0% - 20% Business Women, Men, Have business Business Training
Business Loans TZS 100,000 - 100,000,000 6 - 24 20% - 40% 0% - 20% Business Women, Men, Have business Tech Asst Visits, Other Training
Salaried Loans TZS 100,000 - 9,000,000 1 - 36 40% - 60% 60% - 80% Consumer Women, Men, Salaried worker Credit Educ, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Produit Solidaire 19.2%-24.0% annual, Flat 1 Fee 0 Ins None N/A 40% - 49.6% 40% - 49.6% 41
Produit Investissement 18.0%-24.0% annual, Flat 1 Fee 0 Ins None N/A 35.3% - 50% 35.3% - 50% 42
Produit Logement 18.0%-24.0% annual, Flat 1 Fee 0 Ins None N/A 37% - 49.4% 37% - 49.4% 41
Produit Elevage 24.0% annual, Flat 1 Fee 0 Ins None N/A 29.6% - 30.7% 29.6% - 30.7% 79
Produit Fellah 26.0% annual, Flat 1 Fee 0 Ins None N/A 31.3% - 32.9% 31.3% - 32.9% 81

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loans 30.00% annual, Decl Bal 1 Fee 1 Ins None 15.00% upfront 31.9% 40.1% 74
Group Loans 30.00% annual, Flat 1 Fee 1 Ins None 15.00% upfront 57.7% - 61.5% 78.8% - 86.5% 37
Business Loans 21.60% annual, Flat 1 Fee 1 Ins None 15.00% upfront 32.2% - 41.1% 42.8% - 58.4% 43
Salaried Loans 10.00%-18.00% annual, Flat 1 Fee 1 Ins None N/A 34.4% - 37.9% 35.3% - 39.3% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Produit Solidaire 19.2%-24.0% annual, Flat 1 Fee 0 Ins Ins None N/A 40% - 49.6% 40% - 49.6% 41
Produit Investissement 18.0%-24.0% annual, Flat 1 Fee 0 Ins Ins None N/A 35.3% - 50% 35.3% - 50% 42
Produit Logement 18.0%-24.0% annual, Flat 1 Fee 0 Ins Ins None N/A 37% - 49.4% 37% - 49.4% 41
Produit Elevage 24.0% annual, Flat 1 Fee 0 Ins Ins None N/A 29.6% - 30.7% 29.6% - 30.7% 79
Produit Fellah 26.0% annual, Flat 1 Fee 0 Ins Ins None N/A 31.3% - 32.9% 31.3% - 32.9% 81

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loans 30.00% annual, Decl Bal 1 Fee 1 Ins Ins None 15.00% upfront 31.9% 40.1% 74
Group Loans 30.00% annual, Flat 1 Fee 1 Ins Ins None 15.00% upfront 57.7% - 61.5% 78.8% - 86.5% 37
Business Loans 21.60% annual, Flat 1 Fee 1 Ins Ins None 15.00% upfront 32.2% - 41.1% 42.8% - 58.4% 43
Salaried Loans 10.00%-18.00% annual, Flat 1 Fee 1 Ins Ins None N/A 34.4% - 37.9% 35.3% - 39.3% 26
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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