Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.fbpmc.ma |
Year established | 2000 |
Head of Institution | Mustapha BIDOUJ |
Regions active | Tangier-Tétouan, East and the Rif, Fes-Meknes, Rabat-Sale-Kenitra, Beni Mellal-Khenifra, Settat-Casablanca, Marrakesh-Safi, Drâa-Tafilalt, Souss-Massa, Guelmim-Oued NounEl Aiun-Saguia al Hamra, Dakhla-Oued Addahab |
# Branches | 361 |
Total Portfolio (nat'l) | MAD 1,592,889,000 |
Total Portfolio (USD) | USD 187,398,705.90 |
Active clients with loans | 217,445 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0 |
Network affiliations | |
Funders |
Institution Type | Other |
Is this institution regulated? | No |
Website address | http://www.tujijengeafrika.org/ |
Year established | 2006 |
Head of Institution | Nambobi Shafi |
Regions active | Dar es Salaam, Mara, Mwanza, Pwani |
# Branches | 5 |
Total Portfolio (nat'l) | TZS 3,649,989,349 |
Total Portfolio (USD) | USD 2,295,590.79 |
Active clients with loans | 10,078 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 60% - 80% |
Network affiliations | AFRICAP, TAMFI, Microfinance Association Institution Network |
Funders | Tujijenge Afrika, Micro Africa, LJK Holdings, Africap |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Al Intilaka | MAD 3,000 - 20,000 | 6 - 30 | 60% - 80% | 80% - 100% | Business, Financement du fonds de roulement ou d'investissement | Women, Men, Have business, Jouir d'une bonne moralité | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Formation Initiale pour les nouveaux clients | |||||||
Al Mouwakaba | MAD 20,500 - 40,000 | 6 - 48 | 40% - 60% | 80% - 100% | Business, Financement du fond de roulement ou d'investissement | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Attaahil | MAD 40,500 - 50,000 | 6 - 48 | 0% - 20% | 80% - 100% | Business, Financement du fonds de roulement et d'investissement | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Al Karaoui | MAD 3,000 - 50,000 | 6 - 48 | 20% - 40% | 80% - 100% | Business, Financement des besoins en investissement liés à lactivité de lélevage | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Attakaddoum | MAD 10,000 - 50,000 | 6 - 48 | 0% - 20% | 80% - 100% | Business, Financement du Fonds de Roulement ou Investissement | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training, Other Training | |||||||
Al Fardi | MAD 7,000 - 50,000 | 6 - 48 | 40% - 60% | 80% - 100% | Business, Financement du Fonds de Roulement ou d'investissement | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training, Other Training, Formation Initiale pour les nouveaux clients | |||||||
Attajhiz Al Hirafi | MAD 7,000 - 50,000 | 6 - 48 | 0% - 20% | 80% - 100% | Business, Financement de l'acquisition de véhicules | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training, Other Training | |||||||
Attaaounia | MAD 3,000 - 50,000 | 6 - 48 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Al Milkia | MAD 3,000 - 50,000 | 6 - 120 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Flexible Loan | TZS 50,000 - 4,000,000 | 3 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Group Loan | TZS 50,000 - 4,000,000 | 3 - 12 | 80% - 100% | 80% - 100% | Business, Housing, Education, Other | Women, Men, Have business, 18 and above | Credit Educ, Group Mtgs, Credit Ins, Other Training, Group dynamics | |||||||
Individual Loan | TZS 500,000 - 15,000,000 | 6 - 12 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
MYC4 Loan | TZS 500,000 - 50,000,000 | 6 - 18 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Al Intilaka | 25.2% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 27.9% - 40.7% | 27.9% - 40.7% | 75 | ||||||||
Al Mouwakaba | 21.6% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 23.2% - 28.5% | 23.2% - 28.5% | 86 | ||||||||
Attaahil | 18.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 19.3% - 23.4% | 19.3% - 23.4% | 86 | ||||||||
Al Karaoui | 31.2% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 33% - 41.5% | 33% - 41.5% | 87 | ||||||||
Attakaddoum | 16.8% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 18% - 20.3% | 18% - 20.3% | 88 | ||||||||
Al Fardi | 26.4% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 28.9% - 33.4% | 28.9% - 33.4% | 86 | ||||||||
Attajhiz Al Hirafi | 16.8% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 19.6% - 24% | 19.6% - 24% | 78 | ||||||||
Attaaounia | 15.6% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 16.7% - 21.8% | 16.7% - 21.8% | 81 | ||||||||
Al Milkia | 12.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 11.2% - 13% | 11.2% - 13% | 96 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Flexible Loan | 48.00% annual, Flat | 0 Fees | 0 Ins | None | 20.00% upfront | 65.5% - 93% | 91% - 138.1% | 38 | ||||||||
Group Loan | 48.00% annual, Flat | 0 Fees | 0 Ins | None | 20.00% upfront | 76.4% - 89% | 108.4% - 130.3% | 38 | ||||||||
Individual Loan | 36.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 66.3% - 80.3% | 78.6% - 95.4% | 43 | ||||||||
MYC4 Loan | 40.08% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 73.1% - 91.5% | 73.1% - 91.5% | 50 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Al Intilaka | 25.2% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 27.9% - 40.7% | 27.9% - 40.7% | 75 | ||||||||
Al Mouwakaba | 21.6% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 23.2% - 28.5% | 23.2% - 28.5% | 86 | ||||||||
Attaahil | 18.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 19.3% - 23.4% | 19.3% - 23.4% | 86 | ||||||||
Al Karaoui | 31.2% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 33% - 41.5% | 33% - 41.5% | 87 | ||||||||
Attakaddoum | 16.8% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 18% - 20.3% | 18% - 20.3% | 88 | ||||||||
Al Fardi | 26.4% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 28.9% - 33.4% | 28.9% - 33.4% | 86 | ||||||||
Attajhiz Al Hirafi | 16.8% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 19.6% - 24% | 19.6% - 24% | 78 | ||||||||
Attaaounia | 15.6% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 16.7% - 21.8% | 16.7% - 21.8% | 81 | ||||||||
Al Milkia | 12.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 11.2% - 13% | 11.2% - 13% | 96 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Flexible Loan | 48.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 20.00% upfront | 65.5% - 93% | 91% - 138.1% | 38 | ||||||||
Group Loan | 48.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 20.00% upfront | 76.4% - 89% | 108.4% - 130.3% | 38 | ||||||||
Individual Loan | 36.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 66.3% - 80.3% | 78.6% - 95.4% | 43 | ||||||||
MYC4 Loan | 40.08% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 73.1% - 91.5% | 73.1% - 91.5% | 50 |
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