| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2008 |
| Head of Institution | Claudien Nsengimana |
| Regions active | Maputo Capital, Maputo Province, Inhambane, Gaza, Manica, Tete |
| # Branches | 10 |
| Total Portfolio (nat'l) | MZN 62,320,291.50 |
| Total Portfolio (USD) | USD 1,843,795.61 |
| Active clients with loans | 6,526 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AMOMIF, MIX |
| Funders | Partners Worldwide |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.rafode.org/ |
| Year established | 2005 |
| Head of Institution | Antony Mayodi |
| Regions active | Nyanza, Rift Valley, Western |
| # Branches | 2 |
| Total Portfolio (nat'l) | KES 31,000,000 |
| Total Portfolio (USD) | USD 374,396.14 |
| Active clients with loans | 3,120 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Grupo Comunitario | MZN 3,000 - 30,000 | 4 - 6 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | KES 3,000 - 78,000 | 6 - 18 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Home-based care training, HIV/AIDS counseling |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Grupo Comunitario | 52.0% annual, Flat | 0 Fees | 0 | None | 10.0%-20.0% upfront | 71.3% - 82.2% | 83% - 105.8% | 55 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 18.0%-36.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront 200.00 ongoing | 38.7% - 125% | 110% - 232.9% | 11 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Grupo Comunitario | 52.0% annual, Flat | 0 Fees | 0 | None | 10.0%-20.0% upfront | 71.3% - 82.2% | 83% - 105.8% | 55 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 18.0%-36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.0% upfront 200.00 ongoing | 38.7% - 125% | 110% - 232.9% | 11 |
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| % Products with compulsory deposits |
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