2. Tchuma
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. RMB
Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco Tchuma, S.A. Sede, Rua do Bagamoio, 333, AndarMaputo
Data approved: 2012-01-21
Data version: 1
Age of data: -   months 
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Institution

Rizal Microbank (A Thrift Bank of RCBC) 2/F EDES 2 Building Acacia SectionJ.P. Laurel AvenueDavao City, Davao del Sur/Region XI8000
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionGildo Santos Lucas
Regions active0
# Branches9

Total Portfolio (nat'l)MT 151,488,503
Total Portfolio (USD)USD 4,886,725.90
Active clients with loans9,731
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAMOMIF
FundersOikocredit, Funda??·o da Caixa da Catalunha, Instituto de Credito Oficial, Etimos

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2010
Head of InstitutionMa. Lourdes S. Pineda
Regions active
# Branches2

Total Portfolio (nat'l)PhP 9,226,611
Total Portfolio (USD)USD 220,732.32
Active clients with loans148
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Loan Products » Summary

Economica
9,470 Borrowers
USD 4,887 Portfolio
Active Product
Consumo
1,999 Borrowers
USD 1,144,213 Portfolio
Active Product

Loan Products » Summary

Pitaka
137 Borrowers
USD 173,782.32 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito a Economica MZN 500 - 1,400,000 1 - 24 40% - 60% 40% - 60% Any Purpose Women, Men, Have business
Credito ao Consumo MZN 1,000 - 3,000,000 12 - 24 0% - 20% 40% - 60% Consumer Women, Men, Salaried worker

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Pitaka Microenterprise Loan PHP 5,000 - 150,000 2 - 6 60% - 80% 80% - 100% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito a Economica 60.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Credito ao Consumo 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pitaka Microenterprise Loan 21.0% annual, Flat 2 Fees 1 Ins 0.50% loan amt 100.00 upfront 10.00% ongoing 58.8% - 73.1% 55.4% - 80.2% 31

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito a Economica 60.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Credito ao Consumo 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pitaka Microenterprise Loan 21.0% annual, Flat 2 Fees 1 Ins Ins 0.50% loan amt 100.00 upfront 10.00% ongoing 58.8% - 73.1% 55.4% - 80.2% 31
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# Countries
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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