2. CCOM
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. AJDFI
Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Caixa Comunitaria de Microfinancas Av. Das FPLM,832ICB e Loja de PeasMaputo
Data approved: 2013-05-09
Data version: 2
Age of data: 134 months
Choose version

Institution

Ad Jesum Development Foundation, Inc. Clergy House CompoundMadangMati City, Davao Oriental/Region XI8200
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established1998
Head of InstitutionEnoque Raimundo Changamo
Regions activeMaputo Capital, Maputo Province, Gaza, Cabo Delgado
# Branches12

Total Portfolio (nat'l)MZN 91,065,272.39
Total Portfolio (USD)USD 2,995,568.17
Active clients with loans12,816
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsAMOMIF, MAIN
FundersAgencia Francesa de Desenvolvimento AFD, Uniao Europeia, FARE, ADIPSA

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://adjesum.multiply.com/
Year established1997
Head of InstitutionSr. Bernadette R. Dollete, CSJ
Regions active
# Branches9

Total Portfolio (nat'l)PhP 76,253,793
Total Portfolio (USD)USD 1,824,253.42
Active clients with loans9,525
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsPeople's Credit and Finance Corporation (PCFC), National Livelihood Development Corporation (NLDC), PinoyME Foundation, Responsible Investment for Solidarity Empowerment
FundersCatholic Relief Services

Loan Products » Summary

Indv CCOM
1,080 Borrowers
USD 720,306.95 Portfolio
Active Product
Individual
162 Borrowers
USD 118,252.57 Portfolio
Active Product
Sem Avalista
322 Borrowers
USD 244,837.76 Portfolio
Active Product
Micronegocio
4,878 Borrowers
USD 985,119.45 Portfolio
Active Product
Comercio
1,564 Borrowers
USD 825,875.20 Portfolio
Active Product
Agricultura
1,185 Borrowers
USD 101,176.24 Portfolio
Active Product

Loan Products » Summary

Asset
120 Borrowers
USD 64,320.74 Portfolio
Active Product
Educational
221 Borrowers
USD 3,789.31 Portfolio
Active Product
Regular
11,000 Borrowers
USD 461,158.13 Portfolio
Active Product
House Repair
276 Borrowers
USD 8,752.51 Portfolio
Active Product
Micro-Agri
300 Borrowers
USD 265,383.21 Portfolio
Active Product
MultiPurpose
1,200 Borrowers
USD 81,471.36 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Individual CCOM MZN 10,000 - 100,000 6 - 12 40% - 60% 60% - 80% Business Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Credito Individual MZN 10,000 - 100,000 6 - 12 40% - 60% 60% - 80% Business Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Tech Asst Visits, Business Training, Other Training
Credito Individual Sem Avalista MZN 10,000 - 100,000 4 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Grupo Solidario Pequeno Grupo Micronegocios MZN 4,000 - 50,000 6 - 12 40% - 60% 60% - 80% Any Purpose Women, Men, Have business, Have home or land
Grupo Solidario Pequeno Grupo Comercio MZN 10,000 - 45,000 6 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Have home or land, Salaried worker
GSGF Credito a Agricultura MZN 30 - 100,000 8 - 12 40% - 60% 0% - 20% Agriculture Women, Men, Have business, Have home or land Credit Educ, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Acquisition - Land PHP 40,000 - 70,000 36 80% - 100% 20% - 40% Housing Women, Men Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training
Educational Loan PHP 3,000 - 5,000 6 80% - 100% 0% - 20% Education Women, Men Credit Educ, Group Mtgs, Credit Ins, Business Training
Grameen I or Regular Loan PHP 3,000 - 60,000 6 - 12 80% - 100% 0% - 20% Any Purpose Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
House Repair Loan PHP 3,000 - 5,000 6 80% - 100% 20% - 40% Housing Women, Men, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Micro-Agri Loan PHP 5,000 - 70,000 6 - 12 60% - 80% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits
Multi Purpose Loan PHP 5,000 - 15,000 6 - 12 80% - 100% 20% - 40% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Individual CCOM 54.0% annual, Decl Bal 1 Fee 1 Ins None 30.0% upfront 51% - 54.6% 96.8% - 108% 53
Credito Individual 54.0% annual, Decl Bal 1 Fee 1 Ins None 12.0% upfront 51.6% - 53.3% 66.4% - 69.6% 79
Credito Individual Sem Avalista 54.0% annual, Decl Bal 1 Fee 1 Ins None None 53% - 54% 55.8% - 57.5% 95
Grupo Solidario Pequeno Grupo Micronegocios 54.0% annual, Decl Bal 1 Fee 1 Ins None 33.3% upfront 53.9% - 54.5% 116.5% - 118.1% 45
Grupo Solidario Pequeno Grupo Comercio 54.0% annual, Decl Bal 1 Fee 1 Ins None 33.3% upfront 54% - 54.4% 116.9% - 117.8% 46
GSGF Credito a Agricultura 36.0% annual, Decl Bal 1 Fee 1 Ins None 20.0% upfront 33.6% - 34.8% 42.9% - 45.3% 82

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Acquisition - Land 10.0% annual, Flat 1 Fee 2 Ins None N/A 73.8% 78.7% 13
Educational Loan 0.0% annual, Flat 1 Fee 2 Ins None N/A 12.3% 125% 0
Grameen I or Regular Loan 36.0% annual, Flat 1 Fee 2 Ins 1.00% loan amt 5.0% upfront 8.00-20.00 ongoing 73.8% - 81.8% 87% - 224% 31
House Repair Loan 12.0% annual, Flat 1 Fee 2 Ins None N/A 23.6% 174.9% 7
Micro-Agri Loan 36.0% annual, Flat 1 Fee 1 Ins None N/A 42.9% - 43.7% 44.4% - 56.4% 74
Multi Purpose Loan 36.0% annual, Flat 1 Fee 2 Ins None 5.0% upfront 20.00 ongoing 73.8% 102.6% - 139.1% 30

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Individual CCOM 54.0% annual, Decl Bal 1 Fee 1 Ins Ins None 30.0% upfront 51% - 54.6% 96.8% - 108% 53
Credito Individual 54.0% annual, Decl Bal 1 Fee 1 Ins Ins None 12.0% upfront 51.6% - 53.3% 66.4% - 69.6% 79
Credito Individual Sem Avalista 54.0% annual, Decl Bal 1 Fee 1 Ins Ins None None 53% - 54% 55.8% - 57.5% 95
Grupo Solidario Pequeno Grupo Micronegocios 54.0% annual, Decl Bal 1 Fee 1 Ins Ins None 33.3% upfront 53.9% - 54.5% 116.5% - 118.1% 45
Grupo Solidario Pequeno Grupo Comercio 54.0% annual, Decl Bal 1 Fee 1 Ins Ins None 33.3% upfront 54% - 54.4% 116.9% - 117.8% 46
GSGF Credito a Agricultura 36.0% annual, Decl Bal 1 Fee 1 Ins Ins None 20.0% upfront 33.6% - 34.8% 42.9% - 45.3% 82

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Acquisition - Land 10.0% annual, Flat 1 Fee 2 Ins Ins None N/A 73.8% 78.7% 13
Educational Loan 0.0% annual, Flat 1 Fee 2 Ins Ins None N/A 12.3% 125% 0
Grameen I or Regular Loan 36.0% annual, Flat 1 Fee 2 Ins Ins 1.00% loan amt 5.0% upfront 8.00-20.00 ongoing 73.8% - 81.8% 87% - 224% 31
House Repair Loan 12.0% annual, Flat 1 Fee 2 Ins Ins None N/A 23.6% 174.9% 7
Micro-Agri Loan 36.0% annual, Flat 1 Fee 1 Ins Ins None N/A 42.9% - 43.7% 44.4% - 56.4% 74
Multi Purpose Loan 36.0% annual, Flat 1 Fee 2 Ins Ins None 5.0% upfront 20.00 ongoing 73.8% 102.6% - 139.1% 30
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞