Outstanding portfolio (MZN) | MZN 5,000 |
Portfolio (USD) | USD 161 |
Active Clients with Loans | 300 |
Approximate % Female Clients | 80% - 100% |
Approximate % Urban Clients | 0% - 20% |
Individual | |
Solidarity group | x |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | x |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | x |
Credit insurance | |
Workplace visits | x |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | Tem de ser agricultor/avicultor desde min 6 meses |
Other (2) | 80% tem de ser mulher |
# Regions for this institution | N/A |
# Regions for this product | N/A |
Regions Active |
Currency | MZN |
Minimum loan size | MZN 2,500 |
Maximum loan size | 50,000 |
Shortest loan term | 2.0 months |
Longest loan term | 6.0 months |
Approx average | 3.0 months |
Loans 3 months or less | N/A |
Between 4 and 6 months | N/A |
Between 7 and 9 months | N/A |
Between 10 and 12 months | N/A |
Between 13 and 18 months | N/A |
Longer than 18 months | N/A |
Grace period usage | 100% |
Average grace period | 1.0 month |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | x |
Every 6 months | |
Every 12 months | |
Single end payment | x |
Irregular payments |
Lowest quoted nominal interest | 3.50% |
Highest quoted nominal interest | 3.50% |
Interest rate period | Monthly |
Interest Rate Calculation Method | Flat |
Subsidized by funder request? | No |
Is rate fixed for entire loan term | Yes |
Fee 1 | |
---|---|
Description | Taxa Administrativa |
% of loan amount - min | 0 |
% of loan amount - max | 0 |
OR, Fixed amount - min | 25 |
Fixed amount - max | 25 |
Reason for variation | |
Appears on Repayment Sched? | No |
Ins 1 | |
---|---|
Description | Para cobertura do credito vigente em caso de Morte |
% of loan amount - min | 1.00% |
% of loan amount - max | 1.00% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | N/A |
Appears on Repayment Sched? | No |
Required for | All |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | |
Do borrowers control deposit in their group? |
% loan amount deposited | 0 |
or, Fixed-amount deposited | 0 |
% loan amount deposited | 10.00% |
or, Fixed-amount deposited | 0 |
Conditions on access to deposit |
Minimum interest rate paid | 0 |
Maximum interest rate paid | 0 |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | Sample 5 | |||||
---|---|---|---|---|---|---|---|---|---|
Loan Amount | MZN 3,000 | MZN 4,600 | MZN 10,000 | MZN 20,000 | MZN 30,000 | ||||
Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | Not Known | Not Known | ||||
Disbursement Date | 2011-08-20 | 2011-07-10 | 2011-02-28 | 2011-04-29 | 2011-04-28 | ||||
Loan Term (Months) | N/A | N/A | N/A | N/A | N/A | ||||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | 0.0 months | 0.0 months | ||||
Total Cost of Credit | Not Known | Not Known | Not Known | Not Known | Not Known | ||||
True Price by Comp | |||||||||
Interest and Fee Component | DK | DK | DK | DK | DK | ||||
Insurance Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
Tax Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
Deposit Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
Full APR (int fee ins tax dep) | DK | DK | DK | DK | DK | ||||
Transparency Index | -1 | -1 | -1 | -1 | -1 | ||||
Original Repayment Schedule | |||||||||
MFT Pricing Calculation |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Action | 0 | 0 | 0 | 134 |
Adok Timo | 4,200 | 570,000 | 4 | 166 |
BIMAS | 11,100 | 4,679,000 | 7 | 134 |
ECLOF Kenya | 20,500 | 5,455,000 | 8 | 134 |
Equity Bank | 135,500 | 94,746,000 | 9 | 134 |
Family Bank | 43,200 | 90,700,000 | 5 | 166 |
Jamii Bora | 2,400 | 3,374,000 | 4 | 134 |
Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 134 |
KADET | 12,900 | 5,402,000 | 4 | 134 |
K-Rep | 0 | 0 | 0 | 134 |
K-Rep Bank | 65,000 | 28,743,000 | 4 | 166 |
KWFT DTM | 294,600 | 165,982,000 | 6 | 134 |
LKL | 13,100 | 9,311,000 | 10 | 126 |
MKL | 18,200 | 5,989,000 | 6 | 111 |
Opportunity Kenya | 9,100 | 4,866,000 | 5 | 134 |
PAWDEP | 40,900 | 7,133,000 | 2 | 134 |
RAFODE | 2,900 | 356,000 | 1 | 134 |
SISDO | 7,300 | 3,657,000 | 11 | 134 |
Yehu | 14,000 | 3,149,000 | 11 | 134 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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