2. Hluvuku-ADSEMA
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  2. FDM
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Hluvuku-Associacao de Desenvolvimeto Socio-Economio De Matutuine Rua Principal, Bela Vista Parcela 33Bela Vista, Maputo
Data approved: 2013-05-09
Data version: 2
Age of data: 134 months
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Institution

Fundo de Desenvolvimento da Mulher Estrada Nacional Numero 1 Fidel CastroXai-Xai, Gaza
Data approved: 2012-01-21
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2001
Head of InstitutionBernardo Luis Tembe
Regions activeMaputo Capital, Maputo Province
# Branches7

Total Portfolio (nat'l)MZN 89,981,867.66
Total Portfolio (USD)USD 2,959,929.86
Active clients with loans5,382
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsAMOMIF, AFRACA
FundersFord Foundation, DNPDR/UNCDF, FARE, Oxfam/Novib

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionAna Maria da C. Salvador
Regions active0
# Branches3

Total Portfolio (nat'l)MZN 22,656,194
Total Portfolio (USD)USD 730,844.97
Active clients with loans3,804
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsMIX Market, AMOMIF, AFRACA
FundersFARE-Fundo de Apoio a Rehabilitacao Economica, UNCDF, Caixa Catalunya, BIM

Loan Products » Summary

Com & Serv
1,866 Borrowers
USD 887,978.96 Portfolio
Active Product
Agro
450 Borrowers
USD 443,989.48 Portfolio
Active Product
Habit & Cons
3,066 Borrowers
USD 1,627,961.42 Portfolio
Active Product

Loan Products » Summary

Agricultura
300 Borrowers
USD 161 Portfolio
Active Product
Geral
2,864 Borrowers
USD 343,748 Portfolio
Active Product
Jovem
600 Borrowers
USD 96,774 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Comercio & Servicos MZN 1,500 - 350,000 4 - 18 60% - 80% 0% - 20% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Credito Agro-pecuaria/ Agro-negocios MZN 1,500 - 200,000 6 - 18 40% - 60% 0% - 20% Business, Agriculture Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Other Training
Credito Habitacao e Bens de consumo MZN 1,500 - 600,000 6 - 18 40% - 60% 0% - 20% Business, Housing, Consumer, Education, Other Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Agricultura MZN 2,500 - 50,000 2 - 6 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Tem de ser agricultor/avicultor desde min 6 meses, 80% tem de ser mulher Group Mtgs, Tech Asst Visits
Credito Geral MZN 640 - 50,000 2 - 6 80% - 100% 0% - 20% Business, Consumer Women, Have business, Salaried worker, 80% tem de ser mulher, tem de ser empres?rio ha pelo menos 6 meses ou ser salariado Group Mtgs, Credit Ins, Tech Asst Visits
Credito Jovem MZN 2,500 - 20,000 2 - 6 80% - 100% 0% - 20% Any Purpose Women, Men, Specific age group, Pode n?·o ter experi?ncia , Idade 18-30 anos Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Comercio & Servicos 55.2% annual, Decl Bal 1 Fee 1 Ins None N/A 50% - 53.6% 52.1% - 55.8% 100
Credito Agro-pecuaria/ Agro-negocios 34.8% annual, Decl Bal 1 Fee 1 Ins None N/A 30.5% - 35% 32.5% - 37% 100
Credito Habitacao e Bens de consumo 50.4% annual, Decl Bal 1 Fee 1 Ins None N/A 43.7% - 49.3% 45.9% - 51.5% 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 42.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 0% 0% N/A
Credito Geral 60.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 0% 0% N/A
Credito Jovem 42.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Comercio & Servicos 55.2% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 50% - 53.6% 52.1% - 55.8% 100
Credito Agro-pecuaria/ Agro-negocios 34.8% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 30.5% - 35% 32.5% - 37% 100
Credito Habitacao e Bens de consumo 50.4% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 43.7% - 49.3% 45.9% - 51.5% 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 42.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 0% 0% N/A
Credito Geral 60.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 0% 0% N/A
Credito Jovem 42.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 0% 0% N/A
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