2. Hluvuku-ADSEMA
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Gatsby
Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Hluvuku-Associacao de Desenvolvimeto Socio-Economio De Matutuine Rua Principal, Bela Vista Parcela 33Bela Vista, Maputo
Data approved: 2013-05-09
Data version: 2
Age of data: 134 months
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Institution

Gatsby Microfinance Ltd Head OfficeKampala, Central RegionPO Box 8752
Data approved: 2012-07-20
Data version: 2
Age of data: 137 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2001
Head of InstitutionBernardo Luis Tembe
Regions activeMaputo Capital, Maputo Province
# Branches7

Total Portfolio (nat'l)MZN 89,981,867.66
Total Portfolio (USD)USD 2,959,929.86
Active clients with loans5,382
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsAMOMIF, AFRACA
FundersFord Foundation, DNPDR/UNCDF, FARE, Oxfam/Novib

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addressN/A
Year established2006
Head of InstitutionEmmanuel Victor Kimbowa
Regions activeCentral, Eastern, Western
# Branches0

Total Portfolio (nat'l)UGX 6,100,589,732
Total Portfolio (USD)USD 2,440,235.89
Active clients with loans1,346
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsAMFIU
FundersGatsby Charitable Foundation

Loan Products » Summary

Com & Serv
1,866 Borrowers
USD 887,978.96 Portfolio
Active Product
Agro
450 Borrowers
USD 443,989.48 Portfolio
Active Product
Habit & Cons
3,066 Borrowers
USD 1,627,961.42 Portfolio
Active Product

Loan Products » Summary

General
736 Borrowers
USD 1,192,766 Portfolio
Active Product
Myc4
610 Borrowers
USD 1,247,470 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Comercio & Servicos MZN 1,500 - 350,000 4 - 18 60% - 80% 0% - 20% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Credito Agro-pecuaria/ Agro-negocios MZN 1,500 - 200,000 6 - 18 40% - 60% 0% - 20% Business, Agriculture Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Other Training
Credito Habitacao e Bens de consumo MZN 1,500 - 600,000 6 - 18 40% - 60% 0% - 20% Business, Housing, Consumer, Education, Other Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Gatsby Microfinance General Loan UGX 1,000,000 - 30,000,000 6 - 24 40% - 60% 40% - 60% Business Women, Men, Have business, The type of business must be in line with the company mission Tech Asst Visits
Myc4 Loan UGX 1,000,000 - 30,000,000 6 - 24 20% - 40% 60% - 80% Business Women, Men, Have business Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Comercio & Servicos 55.2% annual, Decl Bal 1 Fee 1 Ins None N/A 50% - 53.6% 52.1% - 55.8% 100
Credito Agro-pecuaria/ Agro-negocios 34.8% annual, Decl Bal 1 Fee 1 Ins None N/A 30.5% - 35% 32.5% - 37% 100
Credito Habitacao e Bens de consumo 50.4% annual, Decl Bal 1 Fee 1 Ins None N/A 43.7% - 49.3% 45.9% - 51.5% 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gatsby Microfinance General Loan 30.00% annual, Flat 2 Fees 1 Ins None 10.00% upfront 53.1% - 54.9% 65.3% - 69.3% 45
Myc4 Loan 25.00%-36.00% annual, Decl Bal 2 Fees 1 Ins None 10.00% upfront 40.3% - 52.3% 50.9% - 65.8% 42

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Comercio & Servicos 55.2% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 50% - 53.6% 52.1% - 55.8% 100
Credito Agro-pecuaria/ Agro-negocios 34.8% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 30.5% - 35% 32.5% - 37% 100
Credito Habitacao e Bens de consumo 50.4% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 43.7% - 49.3% 45.9% - 51.5% 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gatsby Microfinance General Loan 30.00% annual, Flat 2 Fees 1 Ins Ins None 10.00% upfront 53.1% - 54.9% 65.3% - 69.3% 45
Myc4 Loan 25.00%-36.00% annual, Decl Bal 2 Fees 1 Ins Ins None 10.00% upfront 40.3% - 52.3% 50.9% - 65.8% 42
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