| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACAWE | 100 | 16,000 | 2 | 149 |
| AfricaWorks | 6,500 | 1,843,000 | 8 | 111 |
| AZADER | 200 | 3,000 | 2 | 150 |
| BOM | 18,900 | 6,422,000 | 3 | 119 |
| CCOM | 9,100 | 2,995,000 | 6 | 134 |
| FDM | 7,200 | 1,002,000 | 4 | 134 |
| Hluvuku-ADSEMA | 5,300 | 2,959,000 | 3 | 134 |
| IRAM | 0 | 0 | 0 | 134 |
| ProCredit | 0 | 0 | 0 | 134 |
| Tchuma | 0 | 0 | 0 | 134 |
| SOCREMO | - | N/A | 161 |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1999 |
| Head of Institution | Paul Kojo Kombian |
| Regions active | 0 |
| # Branches | 7 |
| Total Portfolio (nat'l) | GHS 4,045,746 |
| Total Portfolio (USD) | USD 2,697,164 |
| Active clients with loans | 9,050 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | ARB APEX, GHAMFIN, Freedom from Hunger |
| Funders | OikoCredit, SPEED Ghana, ARB APEX BANK |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | GHS 500 - 5,000 | 4 - 6 | 80% - 100% | 40% - 60% | ||||||||||
| Personal Loan | GHS 100 - 23,000 | 1 - 36 | 60% - 80% | 40% - 60% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 48.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 97.9% - 106.1% | 116% - 125.6% | 39 | ||||||||||
| Personal Loan | 32.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 63.5% - 114.7% | 78.4% - 143.9% | 32 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
