| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACAWE | 100 | 16,000 | 2 | 149 |
| AfricaWorks | 6,500 | 1,843,000 | 8 | 111 |
| AZADER | 200 | 3,000 | 2 | 150 |
| BOM | 18,900 | 6,422,000 | 3 | 119 |
| CCOM | 9,100 | 2,995,000 | 6 | 134 |
| FDM | 7,200 | 1,002,000 | 4 | 134 |
| Hluvuku-ADSEMA | 5,300 | 2,959,000 | 3 | 134 |
| IRAM | 0 | 0 | 0 | 134 |
| ProCredit | 0 | 0 | 0 | 134 |
| Tchuma | 0 | 0 | 0 | 134 |
| SOCREMO | - | N/A | 161 |
| Institution Type | Public 'For Profit' |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 1997 |
| Head of Institution | Suresh Gurumani |
| Regions active | 0 |
| # Branches | 2029 |
| Total Portfolio (nat'l) | INR 43,206,905,653 |
| Total Portfolio (USD) | USD 960,153,459 |
| Active clients with loans | 5,795,028 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | INR 2,000 - 30,000 | 11.5 | 80% - 100% | 0% - 20% | Business | Women, 60% of the members in the centers are required to own homes, we follow Joint Group liability model. | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Mid Term Loan | INR 2,000 - 15,000 | 11.5 | 80% - 100% | 0% - 20% | Business | Women, 60% of the members in the centers are required to own homes, we follow joint\\Group liability model. | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 0% | 0% | 0% | N/A | ||||||||||
| Mid Term Loan | 0% | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 12.5%-15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Mid Term Loan | 12.5%-15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A |
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