| Institution Type | Other |
| Is this institution regulated? | Yes |
| Website address | http://www.asapakistan.com |
| Year established | 2008 |
| Head of Institution | Md. Mosharrof Hossain |
| Regions active | Punjab, Sindh |
| # Branches | 180 |
| Total Portfolio (nat'l) | PKR 3,018,099,519 |
| Total Portfolio (USD) | USD 29,637,737.28 |
| Active clients with loans | 230,488 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Pakistan Microfinance Network |
| Funders | ASA International Holding, Pakistan Poverty Alleviation Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan | PKR 17,000 - 49,000 | 11 | 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
| Small Business Loan | PKR 50,000 - 99,000 | 11 | 0% - 20% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
| Small & Medium Enterprise | PKR 100,000 - 200,000 | 11 - 17 | 0% | 40% - 60% | Business | Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 43% | 43% | 100 | ||||||||
| Small Business Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 43% | 43% | 100 | ||||||||
| Small & Medium Enterprise | 42.4%-43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACLEDA | 235,200 | 215,086,000 | 6 | 160 |
| AMK | 288,200 | 63,784,000 | 16 | 132 |
| AMRET | 299,500 | 149,542,000 | 8 | 132 |
| Chamroeun | 48,100 | 7,480,000 | 4 | 113 |
| Farmer Finance | 200 | 407,000 | 1 | 132 |
| First Finance | 500 | 5,819,000 | 1 | 132 |
| HKL | 73,400 | 93,842,000 | 3 | 132 |
| KREDIT | 61,800 | 59,319,000 | 9 | 132 |
| Maxima | 2,900 | 3,179,000 | 3 | 132 |
| PRASAC | 138,500 | 251,931,000 | 9 | 132 |
| Seilanithih | 15,200 | 7,516,000 | 5 | 132 |
| SPN | 35,100 | 29,828,000 | 6 | 132 |
| TPC | 120,000 | 45,931,000 | 13 | 132 |
| VF Cambodia | 148,600 | 48,984,000 | 18 | 132 |
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