Please note that the information you are viewing is 54 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 54 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

ASA Pakistan Ltd. T-61, Block-6, PECHS,Karachi, Sindh Pakistan
Data approved: 2015-04-13
Data version: 2
Age of data: 54 months

Institution

Organization for Social Development Initiatives 9th Floor, Business Centre, Mumtaz Hassan Road, Karachi- 74000Karachi
Data approved: 2015-04-17
Data version: 1
Age of data: 54 months

Institution Details

Institution TypeOther
Is this institution regulated?Yes
Website addresshttp://www.asapakistan.com
Year established2008
Head of InstitutionMd. Mosharrof Hossain
Regions activePunjab, Sindh
# Branches180

Total Portfolio (nat'l)PKR 3,018,099,519
Total Portfolio (USD)USD 29,637,737.28
Active clients with loans230,488
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsPakistan Microfinance Network
FundersASA International Holding, Pakistan Poverty Alleviation Fund

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.osdi.org
Year established2009
Head of InstitutionAasim Siddiqui
Regions activeKhyber Pakhtunkwa, Sindh
# Branches1

Total Portfolio (nat'l)PKR 94,039,491.75
Total Portfolio (USD)USD 923,467.81
Active clients with loans346
Approximate % female clients0% - 20%
Approximate % urban clients0
Network affiliations
Funders

Loan Products » Summary

227,880 Borrowers
USD 28,760,639.77 Portfolio
Active Product
2,273 Borrowers
USD 674,222.82 Portfolio
Active Product
SME
335 Borrowers
USD 202,874.69 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

1,716 Borrowers
USD 745,975.28 Portfolio
Active Product
280 Borrowers
USD 171,161.57 Portfolio
Low Volume Product
16 Borrowers
USD 6,330.96 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Small Loan PKR 17,000 - 49,000 11 100% 40% - 60% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits
Small Business Loan PKR 50,000 - 99,000 11 0% - 20% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits
Small & Medium Enterprise PKR 100,000 - 200,000 11 - 17 0% 40% - 60% Business Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Development Loan PKR 8,000 - 100,000 6 0% - 20% 0 Agriculture Men, Any party in possession of land that can be used for agricultural purposes, sharecroppers and owners alike - usually male, Clients include both males and females Group Mtgs, Tech Asst Visits, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Loan 43.7% annual, Decl Bal 0 Fees 0 Ins None N/A 43% 43% 100
Small Business Loan 43.7% annual, Decl Bal 0 Fees 0 Ins None N/A 43% 43% 100
Small & Medium Enterprise 42.4%-43.7% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Development Loan 0.0% annual, Flat 1 Fee 0 None N/A 19.2% - 19.3% 19.2% - 19.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Loan 43.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 43% 43% 100
Small Business Loan 43.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 43% 43% 100
Small & Medium Enterprise 42.4%-43.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Development Loan 0.0% annual, Flat 1 Fee 0 None N/A 19.2% - 19.3% 19.2% - 19.3% N/A
Institution Price Graph
Institution Price Graph
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Key Statistics
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# Institutions
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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