| Institution Type | Other |
| Is this institution regulated? | Yes |
| Website address | http://www.asapakistan.com |
| Year established | 2008 |
| Head of Institution | Md. Mosharrof Hossain |
| Regions active | Punjab, Sindh |
| # Branches | 139 |
| Total Portfolio (nat'l) | PKR 1,896,078,536 |
| Total Portfolio (USD) | USD 19,347,740.16 |
| Active clients with loans | 155,090 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Pakistan Microfinance Network |
| Funders | ASA International Holding, Pakistan Poverty Alleviation Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan | PKR 12,000 - 40,000 | 11 | 100% | 40% - 60% | Business | Women | Group Mtgs, Credit Ins | |||||||
| Small Business Loan | PKR 30,000 - 70,000 | 11 | 0% | 40% - 60% | Business | Women, Men | Group Mtgs, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan | 42.8% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 44.2% - 46.8% | 44.2% - 46.8% | N/A | ||||||||
| Small Business Loan | 42.8% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 44.5% - 44.8% | 44.5% - 44.8% | N/A |
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