Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.brac.net |
Year established | 2007 |
Head of Institution | Muzaffar Ud Din |
Regions active | Balochistan, Punjab, Sindh |
# Branches | 68 |
Total Portfolio (nat'l) | PKR 1,208,660,663 |
Total Portfolio (USD) | USD 11,869,047.71 |
Active clients with loans | 57,376 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Pakistan Microfinance Network, Micro Watch, Mix Market |
Funders | Pakistan Poverty Allivation Fund (PPAF), KIVA |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Finance | PKR 20,000 - 150,000 | 6 - 12 | 100% | 40% - 60% | Business, Agriculture | Women | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Small Enterpirise Programme (SEP) | PKR 150,000 - 500,000 | 6 - 12 | 0% - 20% | 80% - 100% | Business, Agriculture | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training, Other Training | |||||||
Agriculture | PKR 20,000 - 150,000 | 6 - 12 | 0% | 0% - 20% | Agriculture | Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Finance | 22.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 34.1% - 38.4% | 40.1% - 45.9% | 51 | ||||||||
Small Enterpirise Programme (SEP) | 22.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 36.6% | 43.8% | 50 | ||||||||
Agriculture | 20.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 29.4% - 32.3% | 34.2% - 38.1% | 53 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACLEDA | 235,200 | 215,086,000 | 6 | 160 |
AMK | 288,200 | 63,784,000 | 16 | 131 |
AMRET | 299,500 | 149,542,000 | 8 | 131 |
Chamroeun | 48,100 | 7,480,000 | 4 | 112 |
Farmer Finance | 200 | 407,000 | 1 | 131 |
First Finance | 500 | 5,819,000 | 1 | 131 |
HKL | 73,400 | 93,842,000 | 3 | 131 |
KREDIT | 61,800 | 59,319,000 | 9 | 131 |
Maxima | 2,900 | 3,179,000 | 3 | 131 |
PRASAC | 138,500 | 251,931,000 | 9 | 131 |
Seilanithih | 15,200 | 7,516,000 | 5 | 131 |
SPN | 35,100 | 29,828,000 | 6 | 131 |
TPC | 120,000 | 45,931,000 | 13 | 131 |
VF Cambodia | 148,600 | 48,984,000 | 18 | 131 |
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