2. FFO
Please note that the information you are viewing is 107 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. BIMAS
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Farmers Friend Organization 29-A Civil Lines, Opposite Mezan Bank, Sargodha RoadSheikhupura, Punjab39350
Data approved: 2015-05-12
Data version: 2
Age of data: 107 months
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Institution

Business Initiative and Management Assistance Services (BIMAS) 2299 EmbuKenya60100
Data approved: 2010-09-14
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2003
Head of InstitutionIrfan Khokhar
Regions activePunjab
# Branches17

Total Portfolio (nat'l)PKR 339,632,527
Total Portfolio (USD)USD 3,335,191.42
Active clients with loans22,430
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsPakistan Microfinance Network, Punjab Microfinance Network, Human Resource Development Network
FundersPakistan Poverty Alleviation Fund, ORIX Leasing Pakistan Limited, United States Agency for International Development (USAID)

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1997
Head of InstitutionPatrick Gathondu
Regions active0
# Branches5

Total Portfolio (nat'l)KES 217,413,552
Total Portfolio (USD)USD 2,625,767.54
Active clients with loans11,645
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

Principle
12,289 Borrowers
USD 1,868,329.28 Portfolio
Active Product
Principle
9,912 Borrowers
USD 1,440,977.80 Portfolio
Active Product
Business
229 Borrowers
USD 25,884.33 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Hitimu
256 Borrowers
USD 34,515.71 Portfolio
Active Product
Imarika
242 Borrowers
USD 144,840.23 Portfolio
Active Product
Mama Plus
700 Borrowers
USD 132,300.70 Portfolio
Active Product
Mifugo
132 Borrowers
USD 47,793.73 Portfolio
Active Product
Msingi
9,794 Borrowers
USD 2,025,178.84 Portfolio
Active Product
Upesi
288 Borrowers
USD 15,867.10 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Principle Loan PKR 15,000 - 75,000 12 - 18 80% - 100% 0% - 20% Business Women, Men, Have business, Specific age group Group Mtgs, Credit Ins
Principle Loan Village Banking PKR 15,000 - 75,000 12 80% - 100% 0% - 20% Business Women, Men, Have business, Specific age group Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Hitimu Loan KES 15,000 - 30,000 6 - 12 40% - 60% 40% - 60% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Business Training
Imarika Loan KES 50,000 - 2,000,000 3 - 18 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Mama Plus Loan KES 10,000 - 100,000 6 - 12 80% - 100% 40% - 60% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Mifugo Loan KES 50,000 - 80,000 9 - 12 40% - 60% 40% - 60% Business, Agricultural loan Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Msingi Loan KES 20,000 - 1,000,000 3 - 18 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Upesi Loan KES 10,000 - 20,000 3 - 6 40% - 60% 40% - 60% Business, Other Women, Men, Have business Credit Educ, Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Principle Loan 16.0%-20.0% annual, Flat 1 Fee 0 Ins None N/A 44.4% - 44.6% 44.4% - 44.6% 36
Principle Loan Village Banking 20.0% annual, Flat 1 Fee 0 Ins None 5.0% upfront 44.6% 48.9% 41

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Hitimu Loan 17.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 100.00 ongoing 0% 0% N/A
Imarika Loan 17.0% annual, Flat 1 Fee 1 Ins None 4,000.00 upfront 200.00 ongoing 0% 0% N/A
Mama Plus Loan 8.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 100.00 ongoing 0% 0% N/A
Mifugo Loan 17.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 100.00 ongoing 0% 0% N/A
Msingi Loan 17.0% annual, Flat 0 Fees 0 Ins None 15.0% upfront 100.00 ongoing 0% 0% N/A
Upesi Loan 24.0% annual, Flat 1 Fee 0 Ins None 15.0% upfront 100.00 ongoing 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Principle Loan 16.0%-20.0% annual, Flat 1 Fee 0 Ins Ins None N/A 44.4% - 44.6% 44.4% - 44.6% 36
Principle Loan Village Banking 20.0% annual, Flat 1 Fee 0 Ins Ins None 5.0% upfront 44.6% 48.9% 41

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Hitimu Loan 17.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 100.00 ongoing 0% 0% N/A
Imarika Loan 17.0% annual, Flat 1 Fee 1 Ins Ins None 4,000.00 upfront 200.00 ongoing 0% 0% N/A
Mama Plus Loan 8.0% annual, Flat 1 Fee 1 Ins Ins None 15.0% upfront 100.00 ongoing 0% 0% N/A
Mifugo Loan 17.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 100.00 ongoing 0% 0% N/A
Msingi Loan 17.0% annual, Flat 0 Fees 0 Ins Ins None 15.0% upfront 100.00 ongoing 0% 0% N/A
Upesi Loan 24.0% annual, Flat 1 Fee 0 Ins Ins None 15.0% upfront 100.00 ongoing 0% 0% N/A
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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