| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.gbti.org.pk |
| Year established | 1995 |
| Head of Institution | Malik Fateh Khan |
| Regions active | Khyber Pakhtunkwa, Punjab |
| # Branches | 10 |
| Total Portfolio (nat'l) | PKR 65,643,629 |
| Total Portfolio (USD) | USD 669,832.95 |
| Active clients with loans | 6,162 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Pakistan Microfinance Network (PMN) |
| Funders | Pakistan Poverty Alliviation Fund (PPAF), Water and Powe Development Authority (WAPDA) |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.rblabason.com/ |
| Year established | 1979 |
| Head of Institution | Atty. Val Angelo C. Concha |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | PhP 12,311,399 |
| Total Portfolio (USD) | USD 294,531.08 |
| Active clients with loans | 603 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Bangko Sentral ng Pilipinas (BSP), Microenterprise Access to Banking Services (MABS), Rural Bankers Association of the Philippines (RBAP), Zamboanga del Norte Federation of Rural Banks (ZNFRB) |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Enterprise | PKR 5,000 - 32,000 | 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Specific age group | Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
| Livestock | PKR 5,000 - 32,000 | 12 | 80% - 100% | 0% - 20% | Consumer | Women, Men, Specific age group | Group Mtgs, Credit Ins, Tech Asst Visits |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | PHP 5,000 - 150,000 | 1 - 10 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Enterprise | 28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 30.3% - 35.1% | 31.9% - 39.2% | N/A | ||||||||
| Livestock | 28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 31% - 35.9% | 32.6% - 40.1% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.00% ongoing | 58.8% - 82% | 64% - 97.7% | 39 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Enterprise | 28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 30.3% - 35.1% | 31.9% - 39.2% | N/A | ||||||||
| Livestock | 28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 31% - 35.9% | 32.6% - 40.1% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.00% ongoing | 58.8% - 82% | 64% - 97.7% | 39 |
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