Please note that the information you are viewing is 106 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Jinnah Welfare Society 11 - Jinnah Road, Link DC RoadGujranwala, Punjab52250
Data approved: 2015-06-12
Data version: 2
Age of data: 106 months

Institution

Amhara Credit and Savings Institution (ACSI) Head OfficeGonder road Kebele 10Bahir Dar, AmharaP O Box 417
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.jws.org.pk
Year established1992
Head of InstitutionQazi Shoaib Babar
Regions activePunjab
# Branches24

Total Portfolio (nat'l)PKR 666,503,408
Total Portfolio (USD)USD 6,545,063.47
Active clients with loans36,000
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsPakistan Microfinance Network, Micro Credit Summit Compaign, Banking With the Poor, Punjab Microfinance Network
FundersPakistan Poverty Alleviation Fund, Kiva

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.acsi-ethiopia.org/
Year established1995
Head of InstitutionMr Mekonen Yelewemwessen
Regions active
# Branches229

Total Portfolio (nat'l)ETB 1,940,827,401
Total Portfolio (USD)USD 105,479,750.10
Active clients with loans694,993
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI
FundersORDA Organisation for Rehabilitation and Development in Amhara, Regional Government, Endeaveour, ADA Amhara Development Association

Loan Products » Summary

35,000 Borrowers
USD 5,615,993.27 Portfolio
Active Product
1,000 Borrowers
USD 929,070.20 Portfolio
Active Product

Loan Products » Summary

23,590 Borrowers
USD 6,555,691.90 Portfolio
Active Product
8,562 Borrowers
USD 13,100,877.93 Portfolio
Active Product
518,017 Borrowers
USD 66,456,177.50 Portfolio
Active Product
129,504 Borrowers
USD 16,614,044.35 Portfolio
Active Product
2,600 Borrowers
USD 445,311.36 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro Credit (MC) PKR 20,000 - 50,000 12 100% 40% - 60% Business Women Group Mtgs, Credit Ins, Business Training
Agri Value Chain PKR 50,000 - 100,000 6 - 7 0% 0% Agriculture Men Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Loan ETB 1,000 - 15,000 12 - 36 60% - 80% 0% - 20% Housing, Consumer Women, Men, Salaried worker
Enterprise Loan ETB 5,001 - 10,000,000 12 - 60 60% - 80% 0% - 20% Business Women, Men, Have business
Group Loan - End Term ETB 150 - 3,000 6 - 12 60% - 80% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins
Group Loan - Installments ETB 150 - 7,500 12 - 24 60% - 80% 0% - 20% Any Purpose Women, Men Credit Educ, Group Mtgs, Credit Ins
Technology Loan ETB 4,200 - 5,669 24 60% - 80% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Credit (MC) 20.0% annual, Flat 1 Fee 0 Ins None N/A 40.4% - 40.5% 40.4% - 40.5% 49
Agri Value Chain 20.0% annual, Flat 1 Fee 0 Ins None N/A 22.1% 22.1% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Loan 10.0%-13.0% annual, Decl Bal 1 Fee 0 Ins None 5.0% upfront 12.9% - 13% 13.7% - 13.8% 73
Enterprise Loan 10.0%-13.0% annual, Decl Bal 1 Fee 0 Ins None N/A 10% - 13% 10% - 13% 88
Group Loan - End Term 18.0% annual, Decl Bal 0 Fees 1 Ins None 5.0% upfront 1.00% ongoing 18% 20.5% 88
Group Loan - Installments 15.0% annual, Decl Bal 0 Fees 1 Ins None 3.0% upfront 1.00% ongoing 14.9% - 15.1% 17% - 17.9% 85
Technology Loan 13.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 0.30% ongoing 13% 13.4% - 13.5% 96

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Credit (MC) 20.0% annual, Flat 1 Fee 0 Ins Ins None N/A 40.4% - 40.5% 40.4% - 40.5% 49
Agri Value Chain 20.0% annual, Flat 1 Fee 0 Ins Ins None N/A 22.1% 22.1% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Loan 10.0%-13.0% annual, Decl Bal 1 Fee 0 Ins Ins None 5.0% upfront 12.9% - 13% 13.7% - 13.8% 73
Enterprise Loan 10.0%-13.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 10% - 13% 10% - 13% 88
Group Loan - End Term 18.0% annual, Decl Bal 0 Fees 1 Ins Ins None 5.0% upfront 1.00% ongoing 18% 20.5% 88
Group Loan - Installments 15.0% annual, Decl Bal 0 Fees 1 Ins Ins None 3.0% upfront 1.00% ongoing 14.9% - 15.1% 17% - 17.9% 85
Technology Loan 13.0% annual, Decl Bal 0 Fees 0 Ins Ins None 3.0% upfront 0.30% ongoing 13% 13.4% - 13.5% 96
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to