Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.finca.org.pk |
Year established | 2008 |
Head of Institution | Muhammad Mudassar Aqil |
Regions active | Khyber Pakhtunkwa, Punjab, Sindh |
# Branches | 100 |
Total Portfolio (nat'l) | PKR 4,435,751,302 |
Total Portfolio (USD) | USD 43,559,077.79 |
Active clients with loans | 82,051 |
Approximate % female clients | 0% - 20% |
Approximate % urban clients | 60% - 80% |
Network affiliations | Pakistan Microfinance Network |
Funders | FINCA Microfinance Cooperatief U.A., Kashf Holdings (Pvt.) Limited, International Finance Corporation (IFC), Triodos Fair Share Fund (TFSF) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Kamyab Karobari Karza | PKR 25,000 - 150,000 | 3 - 18 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
Sunehri Karza | PKR 25,000 - 150,000 | 3 - 24 | 0% - 20% | 60% - 80% | Business | Women, Men, Have business | Credit Ins | |||||||
Raqam Barwaqt | PKR 50,000 - 150,000 | 12 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
Zarai Karza | PKR 25,000 - 150,000 | 3 - 12 | 0% - 20% | 0% | Agriculture | Women, Men, Have business | Credit Ins | |||||||
Kamyab Kashtkar Karza | PKR 25,000 - 150,000 | 3 - 12 | 0% | 0% | Agriculture | Women, Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Kamyab Karobari Karza | 25.0%-30.0% annual, Flat | 1 Fee | 1 Ins | 16.00% fees | N/A | 42.7% - 55.2% | 44.7% - 59.1% | 45 | ||||||||
Sunehri Karza | 24.0%-26.0% annual, Decl Bal | 1 Fee | 1 Ins | 16.00% fees | N/A | 25.3% - 35.8% | 27.3% - 40.9% | 72 | ||||||||
Raqam Barwaqt | 27.0%-28.0% annual, Flat | 1 Fee | 1 Ins | 16.00% fees | N/A | 30.4% - 32.2% | 31.7% - 33.8% | 81 | ||||||||
Zarai Karza | 27.0% annual, Flat | 1 Fee | 1 Ins | 16.00% fees | N/A | 25.8% - 39.9% | 27.2% - 44.7% | 86 | ||||||||
Kamyab Kashtkar Karza | 29.0%-30.0% annual, Flat | 1 Fee | 1 Ins | 16.00% fees | N/A | 30.6% - 35.5% | 31.8% - 38.7% | 83 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
1st Valley Bank | 38,900 | 48,291,000 | 3 | 151 |
AJDFI | 13,100 | 884,000 | 6 | 151 |
ARDCI | 44,600 | 9,403,000 | 1 | 151 |
ASA Philippines | 333,400 | 29,282,000 | 1 | 151 |
ASHI | 35,400 | 5,231,000 | 6 | 151 |
ASKI | 60,000 | 15,247,000 | 4 | 151 |
Bangko Kabayan | 8,900 | 2,373,000 | 2 | 151 |
BSEI | 600 | 73,000 | 2 | 151 |
CBI | 8,100 | 2,010,000 | 5 | 151 |
CCT | 70,300 | 9,504,000 | 4 | 151 |
CEV | 35,400 | 5,111,000 | 4 | 151 |
DSPI | 59,300 | 3,676,000 | 3 | 151 |
ECLOF | 5,400 | 1,836,000 | 4 | 151 |
FCB | 12,000 | 2,392,000 | 2 | 151 |
FMB | 2,700 | 710,000 | 2 | 151 |
GM Bank | 23,500 | 1,553,000 | 3 | 151 |
HSPFI | 19,100 | 1,899,000 | 2 | 151 |
JVOFI | 1,300 | 281,000 | 1 | 151 |
Katipunan Bank | 42,100 | 5,325,000 | 2 | 151 |
KDCI | 20,500 | 2,095,000 | 3 | 151 |
KGI | 32,300 | 3,421,000 | 4 | 151 |
KMBI | 245,000 | 15,098,000 | 1 | 151 |
LTMPC | 37,400 | 8,935,000 | 3 | 151 |
Mallig Plains | 6,500 | 641,000 | 2 | 151 |
MILAMDEC | 29,800 | 3,278,000 | 2 | 151 |
MWIMPC | 11,800 | 1,740,000 | 4 | 150 |
NWTF | 105,500 | 12,698,000 | 5 | 151 |
OFMPC | 4,400 | 964,000 | 1 | 151 |
PBC | 50,700 | 10,434,000 | 4 | 151 |
PCSD | 700 | 167,000 | 1 | 151 |
PMPC | 23,500 | 5,565,000 | 8 | 151 |
RB Angeles | 900 | 1,502,000 | 2 | 151 |
RB Labason | 500 | 289,000 | 1 | 151 |
RBLI | 5,200 | 1,026,000 | 2 | 151 |
RBMI | 11,900 | 1,750,000 | 2 | 151 |
RMB | 100 | 173,000 | 1 | 151 |
RSPI | 39,600 | 2,834,000 | 4 | 151 |
SAFRAGEMC | 1,100 | 229,000 | 1 | 151 |
Salve | 10,900 | 1,191,000 | 3 | 151 |
SEDP | 27,000 | 3,914,000 | 3 | 151 |
TSKI | 212,900 | 25,187,000 | 2 | 151 |
TSPI | 264,500 | 31,290,000 | 7 | 151 |
Valient | 1,700 | 672,000 | 2 | 151 |
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