2. FINCA
Please note that the information you are viewing is 107 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Valient
Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FINCA Microfinance Bank Ltd 387-E, Johar TownLahore, Punjab
Data approved: 2013-05-29
Data version: 1
Age of data: -   months 
Choose version

Institution

Valiant Rural Bank (Iloilo City), Inc. 41-A Mabini StreetIloilo City, Iloilo/Region VI5000
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://kmfbank.com
Year established2008
Head of InstitutionMuhammad Mudassar Aqil
Regions activeKhyber Pakhtunkwa, Punjab, Sindh
# Branches46

Total Portfolio (nat'l)PKR 1,388,650,665
Total Portfolio (USD)USD 14,169,904.74
Active clients with loans27,313
Approximate % female clients0% - 20%
Approximate % urban clients80% - 100%
Network affiliationsPakistan Microfinance Network
FundersFINCA Microfinance Cooperatief U.A., Kashf Holdings (Pvt.) Limited, International Finance Corporation (IFC), Triodos Fair Share Fund (TFSF)

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionIAN ERIC S. PAMA
Regions active
# Branches3

Total Portfolio (nat'l)PhP 28,130,268
Total Portfolio (USD)USD 672,972.92
Active clients with loans1,772
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsRural Bankers Association of the Philippines (RBAP), Philippine Deposit Insurance Corporation (PDIC), Iloilo Federation of Rural Bankers
Funders

Loan Products » Summary

KKKK
20,347 Borrowers
USD 8,833,420.42 Portfolio
Active Product
KSK
2,459 Borrowers
USD 885,508.86 Portfolio
Active Product
KZK
301 Borrowers
USD 259,684.19 Portfolio
Active Product

Loan Products » Summary

BUGANA
914 Borrowers
USD 343,132.15 Portfolio
Active Product
LEADS
858 Borrowers
USD 329,840.79 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Kashf Kamyab Karobari Karza PKR 35,000 - 150,000 3 - 18 0% - 20% 80% - 100% Business Women, Men, Have business, If >100,000, condition of owned home or business premises Credit Educ, Credit Ins
Kashf Sunehri Karza PKR 25,000 - 150,000 3 - 24 0% - 20% 80% - 100% Business Women, Men, Have business Credit Educ, Credit Ins
Kashf Zarai Karza PKR 35,000 - 150,000 3 - 9 0% - 20% 0% - 20% Agriculture Women, Men Credit Educ, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
BUGANA PHP 3,000 - 150,000 2 - 12 80% - 100% 0% - 20% Any Purpose Women, Men, Farmers with Multiple Sources of Income Credit Ins
LEADS ME PHP 5,000 - 150,000 2 - 6 80% - 100% 0% - 20% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kashf Kamyab Karobari Karza 25.0%-30.0% annual, Decl Bal 1 Fee 1 Ins None N/A 47.4% - 54.9% 50.5% - 58.6% N/A
Kashf Sunehri Karza 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins None N/A 42.5% - 50.5% 46.4% - 54.5% N/A
Kashf Zarai Karza 27.0% annual, Flat 1 Fee 1 Ins None N/A 27.3% - 31% 29.6% - 35.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
BUGANA 33.0% annual, Flat 1 Fee 1 Ins None 500.00 upfront 66.8% - 71.4% 70.6% - 75.4% 46
LEADS ME 36.0% annual, Flat 1 Fee 1 Ins None N/A 70.8% - 90.9% 81.8% - 149.9% 40

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kashf Kamyab Karobari Karza 25.0%-30.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 47.4% - 54.9% 50.5% - 58.6% N/A
Kashf Sunehri Karza 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 42.5% - 50.5% 46.4% - 54.5% N/A
Kashf Zarai Karza 27.0% annual, Flat 1 Fee 1 Ins Ins None N/A 27.3% - 31% 29.6% - 35.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
BUGANA 33.0% annual, Flat 1 Fee 1 Ins Ins None 500.00 upfront 66.8% - 71.4% 70.6% - 75.4% 46
LEADS ME 36.0% annual, Flat 1 Fee 1 Ins Ins None N/A 70.8% - 90.9% 81.8% - 149.9% 40
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞