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Institution

Khushhali Bank Limited 4th Floor, 94 west, Jinnah AvenueIslamabad, Federal44000
Data approved: 2015-04-20
Data version: 2
Age of data: 55 months
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Product

Sarsabz Karobar Bullet Product 13 of 16 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PKR)PKR 126,658,375
Portfolio (USD)USD 1,243,785.24
Active Clients with Loans1,197
Approximate % Female Clients0% - 20%
Approximate % Urban Clients20% - 40%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculturex
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution6
# Regions for this product6
Regions ActiveAzad Kashmir, Balochistan, Islambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh

Loan Conditions

Loan Amount
CurrencyPKR
Minimum loan sizePKR 25,000
Maximum loan size150,000
Distribution at Disbursement (Est.)
Loans less than PKR 10,0000
PKR 10,000-25,0000
PKR 25,000-50,00010%
PKR 50,000-75,00010%
PKR 75,000-150,00080%
Greater than PKR 150,00080%
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term6.0 months
Approx average0
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months100%
Between 7 and 9 months0
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest25.00%
Highest quoted nominal interest25.00%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionProcesseng Fee
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min800
Fixed amount - max1,000
Reason for variationLoan <= PKR 30,000 = PKR 800 , Loan > PKR 30,000 = PKR 1000
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?Yes
Percentage of fees16%
All or some fees taxedSome

Full Pricing Data

Sarsabz Karobar Bullet samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
PKR 30,000 Generated 2015-06-01 5.9 months N/A PKR 4,626.63 30.0% 23.6% 5.5% 0.0% 0.9% 0.0% 83 - PDF
PKR 60,000 Generated 2015-06-01 5.9 months N/A PKR 8,325.26 26.7% 23.6% 2.7% 0.0% 0.4% 0.0% 93 - PDF
PKR 75,000 Generated 2015-06-01 5.9 months N/A PKR 10,174.58 26.1% 23.6% 2.2% 0.0% 0.3% 0.0% 96 - PDF
PKR 80,000 Generated 2015-06-01 5.9 months N/A PKR 10,791.01 26.0% 23.6% 2.0% 0.0% 0.4% 0.0% 96 - PDF
PKR 85,000 Generated 2015-06-01 5.9 months N/A PKR 11,407.45 25.8% 23.6% 1.9% 0.0% 0.3% 0.0% 97 - PDF
PKR 95,000 Generated 2015-06-01 5.9 months N/A PKR 12,640.33 25.6% 23.6% 1.7% 0.0% 0.3% 0.0% 98 - PDF
PKR 100,000 Generated 2015-06-01 5.9 months N/A PKR 13,256.77 25.5% 23.6% 1.6% 0.0% 0.3% 0.0% 98 - PDF
PKR 125,000 Generated 2015-06-01 5.9 months N/A PKR 16,338.96 25.1% 23.6% 1.3% 0.0% 0.2% 0.0% 100 - PDF
Sarsabz Karobar Bullet Price Graphs


Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,000299
Ahantaman RB23,8009,896,000481
APED13,7001,876,000281
ASA Initiative4,400577,000481
ASA-Ghana71,60018,385,000281
ASPI80088,000681
Atwima Kwanwoma3,8001,788,000281
Baobab5,100967,000281
BestFUND13,0004,172,000381
Bonzali Rural10,4001,691,000499
CashPhase83135,000281
CASUD1,100524,000181
CEDEF50054,000481
CFF10013,000181
CRAN3,6001,019,000281
DQF1,70063,000281
EASL9,20011,409,000681
East Mamprusi12,5002,268,000481
ELDA00081
EMPRETEC Ghana20056,000281
FASL13,50014,047,000881
Grameen Ghana9,500507,000381
ID-Ghana5,600953,000381
Innovative Finance2,700354,000381
Kraban Support7,700781,000599
KRB4,0006,350,000381
Lower Pra RB34,0006,316,000399
Maata-N-Tudu12,000941,000481
Mail Finance300288,000181
Markaz00081
Markaz Al Bishara10017,000181
MicrofinPlus Gh1,100251,000281
Nwabiagya RB4,0002,265,000381
OISL62,00027,232,000981
Pro Credit00081
Rich Step100101,000181
SAT147,60029,359,000481
Sekam Trust600137,000281
Simli Pong8,900463,000399
SS Ghana20035,000181
TCCU10032,000381
The Bridge40032,000399
Union RB3,8002,361,000481
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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Total Borrowers of Samples

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