Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.khushhalibank.com.pk |
Year established | 2000 |
Head of Institution | Muhammad Ghalib Nishtar |
Regions active | Azad Kashmir, Balochistan, Federal Administered Tribal Areas, Gilgit-Baltistan, Punjab |
# Branches | 110 |
Total Portfolio (nat'l) | PKR 8,091,647,927 |
Total Portfolio (USD) | USD 82,567,835.99 |
Active clients with loans | 392,144 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Pakistan Microfinance Network |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.eldaorgan.com/ |
Year established | 2000 |
Head of Institution | Yaw Afrifa Anim |
Regions active | Brong Ahafo Region |
# Branches | 5 |
Total Portfolio (nat'l) | 0 |
Total Portfolio (USD) | 0 |
Active clients with loans | 0 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | GHAMFIN, Association of Financial NGOs, Brong Ahafo Association of NGOs |
Funders | EU and UN (Joint Migration for Development Initiative), Diakonia, Geneval Global |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Khushhali Karza - Bullet (Group Based Lending) | PKR 10,000 - 50,000 | 3 - 12 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
Khushhali Karza - EMI (Group Based Lending) | PKR 10,000 - 50,000 | 3 - 12 | 20% - 40% | 20% - 40% | Business, Agriculture, Livestock | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
Khushhali Cash Sahulat Gold-Bullet | PKR 25,000 - 150,000 | 3 - 12 | 0% - 20% | 20% - 40% | Business | Women, Men, Have business | Credit Ins | |||||||
Khushhali Cash Sahulat Gold-EMI | PKR 25,000 - 150,000 | 3 - 12 | 0% - 20% | 20% - 40% | Business | Women, Men, Have business | Credit Ins | |||||||
Khushhali Cash Sahulat Land-Bullet | PKR 25,000 - 150,000 | 3 - 12 | 0% | 0% | Business | Women, Men, Have business | Credit Ins | |||||||
Khushhali Cash Sahulat Paper Security-Bullet | PKR 25,000 - 150,000 | 3 - 12 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Khushhali Karza - Bullet (Group Based Lending) | 31.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 29.3% - 35.1% | 29.3% - 35.1% | N/A | ||||||||
Khushhali Karza - EMI (Group Based Lending) | 31.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 35.5% - 41.9% | 35.5% - 41.9% | N/A | ||||||||
Khushhali Cash Sahulat Gold-Bullet | 28.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 27.1% - 29.2% | 27.1% - 29.2% | N/A | ||||||||
Khushhali Cash Sahulat Gold-EMI | 28.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 30% - 34.5% | 30% - 34.5% | N/A | ||||||||
Khushhali Cash Sahulat Land-Bullet | 20.0%-25.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 20.2% - 24.7% | 20.2% - 24.7% | N/A | ||||||||
Khushhali Cash Sahulat Paper Security-Bullet | 15.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 15.2% - 16.6% | 15.2% - 16.6% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Khushhali Karza - Bullet (Group Based Lending) | 31.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 29.3% - 35.1% | 29.3% - 35.1% | N/A | ||||||||
Khushhali Karza - EMI (Group Based Lending) | 31.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 35.5% - 41.9% | 35.5% - 41.9% | N/A | ||||||||
Khushhali Cash Sahulat Gold-Bullet | 28.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 27.1% - 29.2% | 27.1% - 29.2% | N/A | ||||||||
Khushhali Cash Sahulat Gold-EMI | 28.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 30% - 34.5% | 30% - 34.5% | N/A | ||||||||
Khushhali Cash Sahulat Land-Bullet | 20.0%-25.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 20.2% - 24.7% | 20.2% - 24.7% | N/A | ||||||||
Khushhali Cash Sahulat Paper Security-Bullet | 15.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 15.2% - 16.6% | 15.2% - 16.6% | N/A |
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