2. KBL
Please note that the information you are viewing is 107 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Mail Finance
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Khushhali Bank Limited 4th Floor, 94 west, Jinnah AvenueIslamabad, Federal44000
Data approved: 2013-08-13
Data version: 1
Age of data: -   months 
Choose version

Institution

Mail Finance Head OfficeMadina, Accra, Greater AccraP.O. Box MD 320
Data approved: 2013-03-28
Data version: 2
Age of data: 132 months
Choose version

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.khushhalibank.com.pk
Year established2000
Head of InstitutionMuhammad Ghalib Nishtar
Regions activeAzad Kashmir, Balochistan, Federal Administered Tribal Areas, Gilgit-Baltistan, Punjab
# Branches110

Total Portfolio (nat'l)PKR 8,091,647,927
Total Portfolio (USD)USD 82,567,835.99
Active clients with loans392,144
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsPakistan Microfinance Network
Funders

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.mailfinancegh.com
Year established2005
Head of InstitutionMark Gborgbor
Regions activeGreater Accra Region
# Branches0

Total Portfolio (nat'l)GHS 568,292
Total Portfolio (USD)USD 288,473.10
Active clients with loans342
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsGAMFIN, GCSCA
Funders

Loan Products » Summary

KK-B
291,884 Borrowers
USD 55,120,879.93 Portfolio
Active Product
KK-E
73,275 Borrowers
USD 7,309,489.43 Portfolio
Active Product
KCS-GB
26,667 Borrowers
USD 19,845,597.01 Portfolio
Active Product
KCS-GE
76 Borrowers
USD 26,341.96 Portfolio
Active Product
KCS-LB
162 Borrowers
USD 191,638.78 Portfolio
Active Product
KCS-PB
77 Borrowers
USD 72,072.84 Portfolio
Active Product

Loan Products » Summary

Microfinance
342 Borrowers
USD 288,473.10 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Khushhali Karza - Bullet (Group Based Lending) PKR 10,000 - 50,000 3 - 12 20% - 40% 0% - 20% Business Women, Men, Have business Group Mtgs, Credit Ins
Khushhali Karza - EMI (Group Based Lending) PKR 10,000 - 50,000 3 - 12 20% - 40% 20% - 40% Business, Agriculture, Livestock Women, Men, Have business Group Mtgs, Credit Ins
Khushhali Cash Sahulat Gold-Bullet PKR 25,000 - 150,000 3 - 12 0% - 20% 20% - 40% Business Women, Men, Have business Credit Ins
Khushhali Cash Sahulat Gold-EMI PKR 25,000 - 150,000 3 - 12 0% - 20% 20% - 40% Business Women, Men, Have business Credit Ins
Khushhali Cash Sahulat Land-Bullet PKR 25,000 - 150,000 3 - 12 0% 0% Business Women, Men, Have business Credit Ins
Khushhali Cash Sahulat Paper Security-Bullet PKR 25,000 - 150,000 3 - 12 0% - 20% 0% - 20% Business Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microfinance Loan GHS 100 - 30,000 6 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Khushhali Karza - Bullet (Group Based Lending) 31.0% annual, Decl Bal 1 Fee 0 Ins None N/A 29.3% - 35.1% 29.3% - 35.1% N/A
Khushhali Karza - EMI (Group Based Lending) 31.0% annual, Decl Bal 1 Fee 0 Ins None N/A 35.5% - 41.9% 35.5% - 41.9% N/A
Khushhali Cash Sahulat Gold-Bullet 28.0% annual, Decl Bal 2 Fees 0 Ins None N/A 27.1% - 29.2% 27.1% - 29.2% N/A
Khushhali Cash Sahulat Gold-EMI 28.0% annual, Decl Bal 2 Fees 0 Ins None N/A 30% - 34.5% 30% - 34.5% N/A
Khushhali Cash Sahulat Land-Bullet 20.0%-25.0% annual, Decl Bal 1 Fee 0 Ins None N/A 20.2% - 24.7% 20.2% - 24.7% N/A
Khushhali Cash Sahulat Paper Security-Bullet 15.0% annual, Decl Bal 1 Fee 0 Ins None N/A 15.2% - 16.6% 15.2% - 16.6% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 60.00% annual, Flat 1 Fee 1 Ins None 5.00%-50.00% upfront 103.3% - 111.6% 194.6% - 373.8% 22

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Khushhali Karza - Bullet (Group Based Lending) 31.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 29.3% - 35.1% 29.3% - 35.1% N/A
Khushhali Karza - EMI (Group Based Lending) 31.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 35.5% - 41.9% 35.5% - 41.9% N/A
Khushhali Cash Sahulat Gold-Bullet 28.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 27.1% - 29.2% 27.1% - 29.2% N/A
Khushhali Cash Sahulat Gold-EMI 28.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 30% - 34.5% 30% - 34.5% N/A
Khushhali Cash Sahulat Land-Bullet 20.0%-25.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 20.2% - 24.7% 20.2% - 24.7% N/A
Khushhali Cash Sahulat Paper Security-Bullet 15.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 15.2% - 16.6% 15.2% - 16.6% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 60.00% annual, Flat 1 Fee 1 Ins Ins None 5.00%-50.00% upfront 103.3% - 111.6% 194.6% - 373.8% 22
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞