| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.orixpakistan.com |
| Year established | 1986 |
| Head of Institution | Mr. Teizoon Kisat |
| Regions active | Punjab, Sindh |
| # Branches | 8 |
| Total Portfolio (nat'l) | PKR 215,100,012 |
| Total Portfolio (USD) | USD 2,194,898.08 |
| Active clients with loans | 15,368 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Pakistan Microfinance Network (PMN) |
| Funders | Pakistan Poverty Alleviation Fund (PPAF) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredit Productive Loans | PKR 18,000 - 40,000 | 12 | 100% | 20% - 40% | Business | Women | ||||||||
| Micro Enterprise Loans | PKR 35,000 - 70,000 | 18 | 60% - 80% | 40% - 60% | Business | Women, Men | ||||||||
| NGO Linkages | PKR 10,000 - 50,000 | 12 | 60% - 80% | 60% - 80% | Business | Women, Men |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredit Productive Loans | 20.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 36.8% - 39.7% | 38.3% - 41.3% | N/A | ||||||||
| Micro Enterprise Loans | 20.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 36.5% - 36.8% | 37.7% - 38.1% | N/A | ||||||||
| NGO Linkages | 12.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 21.6% - 22.5% | 21.6% - 22.5% | N/A |
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