| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.prsp,org.pk |
| Year established | 1997 |
| Head of Institution | Allah Rakha Assi |
| Regions active | Punjab |
| # Branches | 60 |
| Total Portfolio (nat'l) | PKR 903,792,770 |
| Total Portfolio (USD) | USD 9,222,375.20 |
| Active clients with loans | 72,789 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0 |
| Network affiliations | Pakistan Microfinance Network, RSPN, HRDN |
| Funders | Pakistan Poverty Alleviation Fund, Punjab Government, RSPN |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Agriculture | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training | |||||||
| Enterprise Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training | |||||||
| Livestock Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Other, Fattening/Breeding of Sheep, Goat, and other milk animals. | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 22.5% - 23.9% | 22.5% - 23.9% | N/A | ||||||||
| Enterprise Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 23.7% - 24.7% | 23.7% - 24.7% | N/A | ||||||||
| Livestock Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 21.8% - 23.7% | 21.8% - 23.7% | N/A |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Actuar Caldas | 3,700 | 5,247,000 | 1 | 159 |
| Actuar Quindio | 2,300 | 2,800,000 | 2 | 159 |
| Actuar Tolima | 8,800 | 5,099,000 | 3 | 159 |
| Amanecer | 4,300 | 8,253,000 | 4 | 159 |
| Banco Agrario | 56,300 | 39,938,000 | 3 | 159 |
| Banco WWB | 219,400 | 294,019,000 | 5 | 154 |
| Bancolombia | 36,200 | 51,563,000 | 1 | 159 |
| BdO | 10,400 | 7,945,000 | 2 | 159 |
| Comerciacoop | 1,600 | 3,255,000 | 4 | 159 |
| Confiar | 43,800 | 81,993,000 | 7 | 159 |
| Congente | 5,400 | 20,045,000 | 2 | 159 |
| Contactar | 25,100 | 20,184,000 | 2 | 159 |
| Crezcamos | 27,500 | 22,564,000 | 4 | 159 |
| Finamerica | 39,800 | 99,536,000 | 7 | 159 |
| FMM Popayán | 310,000 | 243,614,000 | 3 | 159 |
| FMSD | 6,800 | 9,236,000 | 6 | 159 |
| Fomentamos | 900 | 102,000 | 1 | 159 |
| Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 159 |
| Fund Oleoductos | 500 | 435,000 | 1 | 154 |
| FUNDAUNIBAN | 600 | 1,307,000 | 2 | 159 |
| FUNDESAN | 2,400 | 2,521,000 | 5 | 159 |
| FUNDESMAG | 1,000 | 1,698,000 | 2 | 159 |
| Interactuar | 30,200 | 93,846,000 | 4 | 159 |
| MEDA | 15,600 | 27,322,000 | 2 | 159 |
| ProCredit CO | 5,700 | 18,569,000 | 3 | 159 |
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