2. PRSP
Please note that the information you are viewing is 125 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. ASPI
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Punjab Rural Support Programme 33-Civic Centre, Mustafa TownLahore, Punjab
Data approved: 2013-09-05
Data version: 1
Age of data: 125 months

Institution

AIDEZ Small Project International HSN C191/18, AbelemkpeAccra, Greater Accra
Data approved: 2013-03-26
Data version: 2
Age of data: 132 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.prsp,org.pk
Year established1997
Head of InstitutionAllah Rakha Assi
Regions activePunjab
# Branches60

Total Portfolio (nat'l)PKR 903,792,770
Total Portfolio (USD)USD 9,222,375.20
Active clients with loans72,789
Approximate % female clients40% - 60%
Approximate % urban clients0
Network affiliationsPakistan Microfinance Network, RSPN, HRDN
FundersPakistan Poverty Alleviation Fund, Punjab Government, RSPN

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.asp-i.org/asp-i/
Year established2003
Head of InstitutionMoses O.T Owharo
Regions activeGreater Accra Region, Volta Region
# Branches0

Total Portfolio (nat'l)GHS 174,550
Total Portfolio (USD)USD 88,604.06
Active clients with loans845
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN, Coalition of NGOs in Health, Microcredit summit campaign, USA
FundersUSAID, UBA, Zenith Bank, Ghana Commercial Bank

Loan Products » Summary

Agriculture
10,667 Borrowers
USD 1,554,055.52 Portfolio
Active Product
Enterprise
30,205 Borrowers
USD 3,196,102.20 Portfolio
Active Product
Livestock
31,917 Borrowers
USD 4,464,027.75 Portfolio
Active Product

Loan Products » Summary

Agriculture
102 Borrowers
USD 39,187.82 Portfolio
Active Product
Individual
236 Borrowers
USD 2,741.12 Portfolio
Active Product
SME
170 Borrowers
USD 3,730.96 Portfolio
Active Product
Petty Trade
300 Borrowers
USD 36,548.22 Portfolio
Active Product
Car Loan
7 Borrowers
USD 3,553.30 Portfolio
Low Volume Product
Energy Tech
30 Borrowers
USD 2,842.64 Portfolio
Low Volume Product
Compulsory Savings Loan
Retired Product
Susu Savings Loan
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan PKR 15,000 - 40,000 6 - 18 40% - 60% 0% Agriculture Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Other Training
Enterprise Loan PKR 15,000 - 40,000 6 - 18 40% - 60% 0% Business Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Other Training
Livestock Loan PKR 15,000 - 40,000 6 - 18 40% - 60% 0% Other, Fattening/Breeding of Sheep, Goat, and other milk animals. Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan GHS 400 - 15,000 4 - 24 40% - 60% 0% - 20% Business, Used for agricultural purposes Women, Men, Have business, Must own a farm or animals, fish, etc. Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health Education, Technology Management
Individual Loan GHS 100 - 3,000 3 - 12 60% - 80% 40% - 60% Business, Consumer, Education Women, Men, Have business, Salaried worker, Must provide a guarantor Credit Educ, Tech Asst Visits, Business Training, Health Education
SME Loan GHS 1,500 - 5,000 4 - 8 80% - 100% 60% - 80% Business Women, Men, Have business, Must be a graduate from a small group loan, Must provide guarantor Credit Educ, Tech Asst Visits, Business Training
Petty Traders Loan (PTL) GHS 50 - 2,000 3 - 12 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 20.0% annual, Decl Bal 2 Fees 0 Ins None N/A 22.5% - 23.9% 22.5% - 23.9% N/A
Enterprise Loan 20.0% annual, Decl Bal 2 Fees 0 Ins None N/A 23.7% - 24.7% 23.7% - 24.7% N/A
Livestock Loan 20.0% annual, Decl Bal 2 Fees 0 Ins None N/A 21.8% - 23.7% 21.8% - 23.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 48.00% annual, Flat 1 Fee 0 Ins None 15.00%-30.00% upfront 93% - 112.1% 137.1% - 163.9% 32
Individual Loan 48.00% annual, Flat 1 Fee 0 Ins None 20.00% upfront 118.9% - 159.8% 174.6% - 205.5% 25
SME Loan 48.00% annual, Flat 1 Fee 0 Ins None 15.00%-20.00% upfront 107.9% - 136% 157.9% - 182.6% 28
Petty Traders Loan (PTL) 48.00% annual, Flat 1 Fee 0 Ins None 20.00% upfront 118.9% - 125.8% 174.6% - 183.6% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 20.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 22.5% - 23.9% 22.5% - 23.9% N/A
Enterprise Loan 20.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 23.7% - 24.7% 23.7% - 24.7% N/A
Livestock Loan 20.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 21.8% - 23.7% 21.8% - 23.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 48.00% annual, Flat 1 Fee 0 Ins Ins None 15.00%-30.00% upfront 93% - 112.1% 137.1% - 163.9% 32
Individual Loan 48.00% annual, Flat 1 Fee 0 Ins Ins None 20.00% upfront 118.9% - 159.8% 174.6% - 205.5% 25
SME Loan 48.00% annual, Flat 1 Fee 0 Ins Ins None 15.00%-20.00% upfront 107.9% - 136% 157.9% - 182.6% 28
Petty Traders Loan (PTL) 48.00% annual, Flat 1 Fee 0 Ins Ins None 20.00% upfront 118.9% - 125.8% 174.6% - 183.6% 26
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Loan Portfolio (USD)
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% Products with one or more insurances
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