2. PRSP
Please note that the information you are viewing is 125 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. AKIBA
Please note that the information you are viewing is 128 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Punjab Rural Support Programme 33-Civic Centre, Mustafa TownLahore, Punjab
Data approved: 2013-09-05
Data version: 1
Age of data: 125 months

Institution

Akiba Commercial Bank Plc PO Box 669Amani Place Building, Ohio StreetDar es Salaam255
Data approved: 2013-08-28
Data version: 1
Age of data: 128 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.prsp,org.pk
Year established1997
Head of InstitutionAllah Rakha Assi
Regions activePunjab
# Branches60

Total Portfolio (nat'l)PKR 903,792,770
Total Portfolio (USD)USD 9,222,375.20
Active clients with loans72,789
Approximate % female clients40% - 60%
Approximate % urban clients0
Network affiliationsPakistan Microfinance Network, RSPN, HRDN
FundersPakistan Poverty Alleviation Fund, Punjab Government, RSPN

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.acbtz.com
Year established1997
Head of InstitutionJohn Lwande
Regions activeArusha, Dar es Salaam, Dodoma, Kilimanjaro
# Branches16

Total Portfolio (nat'l)TZS 63,080,526,795
Total Portfolio (USD)USD 39,673,287.29
Active clients with loans27,490
Approximate % female clients40% - 60%
Approximate % urban clients100%
Network affiliationsTanzania Association For Microfinance Institutions-TAMFI
FundersACCION International, SIDI, Stichting Hivos-Triodos Fonds, INCOFIN CVSO, Parastatal Pension Funds (PPF)

Loan Products » Summary

Agriculture
10,667 Borrowers
USD 1,554,055.52 Portfolio
Active Product
Enterprise
30,205 Borrowers
USD 3,196,102.20 Portfolio
Active Product
Livestock
31,917 Borrowers
USD 4,464,027.75 Portfolio
Active Product

Loan Products » Summary

Individual
13,606 Borrowers
USD 29,226,615.07 Portfolio
Active Product
Group
10,387 Borrowers
USD 3,091,807.91 Portfolio
Active Product
Consumer
2,755 Borrowers
USD 4,096,010.96 Portfolio
Active Product
Home
247 Borrowers
USD 438,094.50 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan PKR 15,000 - 40,000 6 - 18 40% - 60% 0% Agriculture Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Other Training
Enterprise Loan PKR 15,000 - 40,000 6 - 18 40% - 60% 0% Business Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Other Training
Livestock Loan PKR 15,000 - 40,000 6 - 18 40% - 60% 0% Other, Fattening/Breeding of Sheep, Goat, and other milk animals. Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Biashara Loans ( Individual) TZS 500,000 - 50,000,000 3 - 24 40% - 60% 40% - 60% Business Women, Men, Have business, Specific age group Credit Ins
Solidarity Group Loans TZS 200,000 - 3,000,000 3 - 12 60% - 80% 100% Business Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Credit Ins
Consumer Loans TZS 100,000 - 35,000,000 6 - 36 20% - 40% 100% Any Purpose Women, Men, Salaried worker, Specific age group Credit Ins
Home Improvement Loans TZS 500,000 - 20,000,000 3 - 12 40% - 60% 100% For house renovation purpose Women, Men, Have business, Have home or land, Specific age group Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 20.0% annual, Decl Bal 2 Fees 0 Ins None N/A 22.5% - 23.9% 22.5% - 23.9% N/A
Enterprise Loan 20.0% annual, Decl Bal 2 Fees 0 Ins None N/A 23.7% - 24.7% 23.7% - 24.7% N/A
Livestock Loan 20.0% annual, Decl Bal 2 Fees 0 Ins None N/A 21.8% - 23.7% 21.8% - 23.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara Loans ( Individual) 20.0%-22.0% annual, Flat 2 Fees 1 Ins None N/A 40.1% - 46.7% 42% - 50.4% 45
Solidarity Group Loans 27.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 47.2% - 47.6% 72% - 74.5% 36
Consumer Loans 18.0% annual, Flat 1 Fee 1 Ins None N/A 30.9% - 44.7% 32.2% - 57.5% 48
Home Improvement Loans 19.5% annual, Flat 2 Fees 1 Ins None N/A 36% - 37.6% 38% - 39.6% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 20.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 22.5% - 23.9% 22.5% - 23.9% N/A
Enterprise Loan 20.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 23.7% - 24.7% 23.7% - 24.7% N/A
Livestock Loan 20.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 21.8% - 23.7% 21.8% - 23.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara Loans ( Individual) 20.0%-22.0% annual, Flat 2 Fees 1 Ins Ins None N/A 40.1% - 46.7% 42% - 50.4% 45
Solidarity Group Loans 27.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 47.2% - 47.6% 72% - 74.5% 36
Consumer Loans 18.0% annual, Flat 1 Fee 1 Ins Ins None N/A 30.9% - 44.7% 32.2% - 57.5% 48
Home Improvement Loans 19.5% annual, Flat 2 Fees 1 Ins Ins None N/A 36% - 37.6% 38% - 39.6% 50
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