Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.safcosupport.org |
Year established | 2009 |
Head of Institution | Syed Sajjad Ali Shah |
Regions active | Sindh |
# Branches | 31 |
Total Portfolio (nat'l) | PKR 486,359,898 |
Total Portfolio (USD) | USD 4,776,054.20 |
Active clients with loans | 46,044 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Pakistan Microfinance Network (PMN), South Asian Microfinanace Network (SAMN), Sindh Microfinance Network (SMN), Banking With The Poor (BWTP) |
Funders | Pakistan Poverty Alleviation Fund (PPAF), Habib Bank Limited (HBL), MCB Bank Limited, JS Bank Limited |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.demirbank.az |
Year established | 1989 |
Head of Institution | Mr. Roman Amirjanov |
Regions active | Absheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-Shirvan |
# Branches | 33 |
Total Portfolio (nat'l) | AZN 312,868,936 |
Total Portfolio (USD) | USD 401,114,020.50 |
Active clients with loans | 101,940 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 40% - 60% |
Network affiliations | AzerCbaijan Banks Assosiation, AMFA, Mix Market |
Funders | EBRD, GAF, BSTDP, FMO |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | PKR 3,000 - 50,000 | 3 - 6 | 40% - 60% | 40% - 60% | Agriculture | Women, Men | Business Training, Refund of principle amount in case of death | |||||||
Enterprise Loan | PKR 3,000 - 50,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Tech Asst Visits, Business Training, Refund of principle amount in case of death | |||||||
Live Stock Loan | PKR 3,000 - 50,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men | Tech Asst Visits, Business Training, Refund of principle amount in case of death |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash Loan | AZN 500 - 10,000 | 3 - 36 | 20% - 40% | 40% - 60% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Employee loan | AZN 300 - 6,000 | 3 - 36 | 20% - 40% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 29.2% | 29.2% | 75 | ||||||||
Enterprise Loan | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 45% | 45% | 49 | ||||||||
Live Stock Loan | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 44.9% - 53% | 44.9% - 53% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash Loan | 28.0%-34.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 29% - 37% | 30.5% - 43.6% | 68 | ||||||||
Employee loan | 28.0%-34.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 33% - 36.1% | 34.8% - 42.7% | 75 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 22.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 29.2% | 29.2% | 75 | ||||||||
Enterprise Loan | 22.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 45% | 45% | 49 | ||||||||
Live Stock Loan | 22.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 44.9% - 53% | 44.9% - 53% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash Loan | 28.0%-34.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 29% - 37% | 30.5% - 43.6% | 68 | ||||||||
Employee loan | 28.0%-34.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 33% - 36.1% | 34.8% - 42.7% | 75 |
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