| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.tameerbank.com |
| Year established | 2005 |
| Head of Institution | Nadeem Hussain (CEO & President) |
| Regions active | Balochistan, Khyber Pakhtunkwa, Punjab, Sindh |
| # Branches | 115 (inclusive of Financial Centres & Community Centres) |
| Total Portfolio (nat'l) | PKR 6,960,000,000 |
| Total Portfolio (USD) | USD 71,020,408.16 |
| Active clients with loans | 160,336 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Pakistan Micro Finance Network |
| Funders | CGAP, DFID |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tameer Sarmaya Qarza (TSQ) | PKR 10,000 - 150,000 | 3 - 12 | 20% - 40% | 20% - 40% | Business, Agriculture, Other | Women, Men | Credit Ins | |||||||
| Karobar Loan | PKR 10,000 - 125,000 | 6 - 18 | 0% - 20% | 60% - 80% | Business | Women, Men, Have business | ||||||||
| Livestock Financing | PKR 50,000 - 400,000 | 6 - 24 | 0% | 100% | Business | Women, Men, Have business | ||||||||
| Group Loan | PKR 15,000 - 25,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men | ||||||||
| Motorbike Financing | PKR 25,000 - 79,200 | 12 - 24 | 0% | 100% | Business, Consumer | Men | Credit Ins | |||||||
| House Finance | PKR 20,000 - 450,000 | 24 - 60 | 0% | 100% | Housing, Consumer | Women, Men, Have home or land | Credit Ins | |||||||
| Salary Loan | PKR 10,000 - 150,000 | 12 - 18 | 0% - 20% | 100% | Consumer, Other | Women, Men, Salaried worker |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tameer Sarmaya Qarza (TSQ) | 27.0%-33.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 27.8% - 41.2% | 28% - 42.9% | N/A | ||||||||
| Karobar Loan | 21.0%-25.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 40.4% - 47.4% | 41% - 49% | N/A | ||||||||
| Livestock Financing | 23.0%-30.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 40.4% - 42.3% | 40.5% - 42.7% | N/A | ||||||||
| Group Loan | 21.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | 5.0%-10.0% upfront | 39.8% - 43.8% | 46.9% - 48.3% | N/A | ||||||||
| Motorbike Financing | 28.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 39.3% - 49.4% | 39.9% - 49.7% | N/A | ||||||||
| House Finance | 19.0%-20.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 32.3% - 42.8% | 32.4% - 43.6% | N/A | ||||||||
| Salary Loan | 18.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 33.3% - 42.7% | 33.4% - 44.2% | N/A |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 115 |
| AKIBA | 26,900 | 36,852,000 | 4 | 128 |
| BELITA | 5,800 | 492,000 | 1 | 128 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 128 |
| F & K Finance | 0 | 38,000 | 1 | 150 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 111 |
| FMFC | 1,500 | 392,000 | 6 | 128 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 128 |
| Mbinga | 1,000 | 2,986,000 | 3 | 128 |
| MCBL | 3,600 | 2,837,000 | 6 | 128 |
| MDF Tanzania | 600 | 148,000 | 1 | 128 |
| NMB | 45,100 | 74,528,000 | 1 | 128 |
| Opportunity | 8,600 | 3,018,000 | 3 | 128 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 128 |
| PTF | - | N/A | 128 | |
| Selfina | 8,000 | 3,773,000 | 2 | 150 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 128 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 122 |
| Victoria | 100 | 377,000 | 3 | 150 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 150 |
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