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Institution

Thardeep Rural Development Programme Near Dargah Hussain Shah Siran, MithiTharparkar, Sindh69230
Data approved: 2015-05-12
Data version: 2
Age of data: 54 months

Institution

Katipunan Bank (ZN), Inc Quezon Ave. cor. Aguilar St.MiputakDipolog City, Zamboanga del Norte/Region IX7100
Data approved: 2011-11-15
Data version: 1
Age of data: 98 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.thardeep.org
Year established1998
Head of InstitutionMs. Parsa Pathani
Regions activeSindh
# Branches151

Total Portfolio (nat'l)PKR 1,407,060,752
Total Portfolio (USD)USD 13,817,336.58
Active clients with loans100,001
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsPakistan Microfinance Network, Rural Support Programme Network, National Disaster Management Authority
FundersPakistan Poverty Alleviation Fund (PPAF), USAID, Government Of Sindh, Save the Children

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1979
Head of InstitutionLeticia G. Loquinario
Regions active
# Branches10

Total Portfolio (nat'l)PhP 824,435,000
Total Portfolio (USD)USD 19,723,325.36
Active clients with loans57,276
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsRural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Zamboanga del Norte Federation of Rural Banks
Funders

Loan Products » Summary

53,920 Borrowers
USD 6,236,235.32 Portfolio
Active Product
37,817 Borrowers
USD 6,026,861.22 Portfolio
Active Product
8,264 Borrowers
USD 1,554,240.05 Portfolio
Active Product

Loan Products » Summary

5,719 Borrowers
USD 1,795,761.96 Portfolio
Active Product
36,402 Borrowers
USD 3,529,482.25 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Enterprise Loans PKR 5,000 - 100,000 3 - 12 60% - 80% 0% - 20% Business Women, Men, Have business Credit Educ, Business Training
Livestock Loans PKR 5,000 - 70,000 6 - 12 40% - 60% 0% - 20% Business, Livestock Women, Men, must have livestock or want to purchase livestock Credit Educ, Business Training
Agriculture Loans PKR 5,000 - 40,000 4 - 8 0% - 20% 0% Agriculture Men, Have home or land Credit Educ

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
ASENSO Loan PHP 10,000 - 150,000 1 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Specific age group, 18-65 years old Business Training, Other Training, Tie-up with other agencies (DTI, TESDA) for trainings
Proyekto Maasenso PHP 1,000 - 50,000 3 - 6 80% - 100% 40% - 60% Business Women, Have business, Specific age group, 18-65 years old Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Livelihood, Leadership Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Enterprise Loans 18.0% annual, Flat 1 Fee 1 Ins None N/A 34.4% - 35.6% 35.1% - 37.6% 49
Livestock Loans 18.0% annual, Flat 1 Fee 1 Ins None N/A 18.6% - 21.3% 18.9% - 21.8% 91
Agriculture Loans 18.0% annual, Flat 1 Fee 1 Ins None N/A 20.1% - 21.3% 20.6% - 24% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
ASENSO Loan 30.0% annual, Flat 2 Fees 2 Ins None 100.00 upfront 10.00% ongoing 66.1% - 74.4% 79.2% - 103.5% 34
Proyekto Maasenso 30.0% annual, Flat 1 Fee 2 Ins None 100.00 upfront 45.00 ongoing 78.9% - 97.7% 92.2% - 179.2% 24

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Enterprise Loans 18.0% annual, Flat 1 Fee 1 Ins Ins None N/A 34.4% - 35.6% 35.1% - 37.6% 49
Livestock Loans 18.0% annual, Flat 1 Fee 1 Ins Ins None N/A 18.6% - 21.3% 18.9% - 21.8% 91
Agriculture Loans 18.0% annual, Flat 1 Fee 1 Ins Ins None N/A 20.1% - 21.3% 20.6% - 24% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
ASENSO Loan 30.0% annual, Flat 2 Fees 2 Ins Ins None 100.00 upfront 10.00% ongoing 66.1% - 74.4% 79.2% - 103.5% 34
Proyekto Maasenso 30.0% annual, Flat 1 Fee 2 Ins Ins None 100.00 upfront 45.00 ongoing 78.9% - 97.7% 92.2% - 179.2% 24
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