Please note that the information you are viewing is 106 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 106 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Association for Gender Awareness & Human Empowerment 3-A Lalazar Colony, Phase 2, Raiwind RoadLahore, Punjab
Data approved: 2015-05-04
Data version: 2
Age of data: 106 months

Institution

Pak Oman Microfinance Bank Limited 2nd Floor, Tower "C", Finance and Trade Centre (FTC), Shahra-e-FaisalKarachi, Sindh
Data approved: 2015-05-11
Data version: 2
Age of data: 106 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.agahe.org.pk/
Year established2001
Head of InstitutionMubarak Ali Sarwar
Regions activePunjab
# Branches5

Total Portfolio (nat'l)PKR 81,185,156
Total Portfolio (USD)USD 797,238.23
Active clients with loans7,365
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsPunjab Micro Finance Network, Human Resource Development Network, Punjab NGO Coordination Council, Pakistan Center for Philanthropy
FundersPakistan Poverty Alleviation Fund, Water Aid, IOM, UN-OCHA / ERF

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.pomicro.com
Year established2006
Head of InstitutionMunawar Suleman
Regions activeBalochistan, Islambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh
# Branches21

Total Portfolio (nat'l)PKR 284,661,818
Total Portfolio (USD)USD 2,795,379.05
Active clients with loans8,529
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

7,360 Borrowers
USD 795,806.15 Portfolio
Active Product
5 Borrowers
USD 1,432.08 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

MEL
5,514 Borrowers
USD 1,887,448 Portfolio
Active Product
MBL
2,074 Borrowers
USD 469,873.41 Portfolio
Active Product
38 Borrowers
USD 3,444.35 Portfolio
Low Volume Product
LSL
903 Borrowers
USD 434,613.29 Portfolio
Low Volume Product
MAL
Retired Product
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
General Loans PKR 15,000 - 30,000 12 80% - 100% 0% - 20% Business, Agriculture Women, Men, Have business, Have home or land, Salaried worker, Specific age group Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro Enterprise Loan PKR 20,000 - 150,000 12 - 36 0% - 20% 80% - 100% Business Women, Men, Have business
Micro Business Loan PKR 10,000 - 40,000 12 - 24 20% - 40% 40% - 60% Business Women, Men, Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loans 20.0% annual, Flat 1 Fee 1 Ins None N/A 37.3% - 37.6% 39.3% - 39.6% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Enterprise Loan 35.5%-38.0% annual, Decl Bal 1 Fee 0 Ins None N/A 39.5% - 41.3% 39.5% - 41.3% 87
Micro Business Loan 35.5%-38.0% annual, Decl Bal 1 Fee 0 Ins None N/A 38.6% - 41.3% 38.6% - 41.3% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loans 20.0% annual, Flat 1 Fee 1 Ins Ins None N/A 37.3% - 37.6% 39.3% - 39.6% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Enterprise Loan 35.5%-38.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 39.5% - 41.3% 39.5% - 41.3% 87
Micro Business Loan 35.5%-38.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 38.6% - 41.3% 38.6% - 41.3% 87
Institution Price Graph
Institution Price Graph
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Key Statistics
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Loan Portfolio (USD)
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% Products with one or more insurances
% Products with compulsory deposits
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