| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.amrdo.org |
| Year established | 1998 |
| Head of Institution | Mr. Abdul Jabbar Chhachhar |
| Regions active | Sindh |
| # Branches | 8 |
| Total Portfolio (nat'l) | PKR 81,098,856 |
| Total Portfolio (USD) | USD 827,539.35 |
| Active clients with loans | 12,034 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | MON-PAK, NHN-Sindh Chapter, SMN-Sindh, FANSA-Pakistan Chapter |
| Funders | Pakistan Povery Alleviation Fund-PPAF/Orix Leasing Pakistan, United Nations Development Program-UNDP, Aurat Foundation-USAID, OPP-OCT/RTI-MISEROR |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| MC Enterprise | PKR 3,000 - 75,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Group Mtgs | |||||||
| PSLW | PKR 100,000 - 300,000 | 18 - 24 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business | ||||||||
| Livestock and Agriculture | PKR 3,000 - 75,000 | 6 - 12 | 40% - 60% | 80% - 100% | Agriculture, Livestock | Women, Men, Have home or land | Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| MC Enterprise | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 50.2% - 51.1% | 50.2% - 51.1% | N/A | ||||||||
| PSLW | 22.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 33.3% - 33.6% | 33.3% - 33.6% | N/A | ||||||||
| Livestock and Agriculture | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 33.4% - 48.7% | 33.4% - 48.7% | N/A |
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