| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.amrdo.org |
| Year established | 1998 |
| Head of Institution | Mr. Abdul Jabbar Chhachhar |
| Regions active | Sindh |
| # Branches | 8 |
| Total Portfolio (nat'l) | PKR 81,098,856 |
| Total Portfolio (USD) | USD 827,539.35 |
| Active clients with loans | 12,034 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | MON-PAK, NHN-Sindh Chapter, SMN-Sindh, FANSA-Pakistan Chapter |
| Funders | Pakistan Povery Alleviation Fund-PPAF/Orix Leasing Pakistan, United Nations Development Program-UNDP, Aurat Foundation-USAID, OPP-OCT/RTI-MISEROR |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| MC Enterprise | PKR 3,000 - 75,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Group Mtgs | |||||||
| PSLW | PKR 100,000 - 300,000 | 18 - 24 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business | ||||||||
| Livestock and Agriculture | PKR 3,000 - 75,000 | 6 - 12 | 40% - 60% | 80% - 100% | Agriculture, Livestock | Women, Men, Have home or land | Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| MC Enterprise | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 50.2% - 51.1% | 50.2% - 51.1% | N/A | ||||||||
| PSLW | 22.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 33.3% - 33.6% | 33.3% - 33.6% | N/A | ||||||||
| Livestock and Agriculture | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 33.4% - 48.7% | 33.4% - 48.7% | N/A |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 134 |
| Adok Timo | 4,200 | 570,000 | 4 | 166 |
| BIMAS | 11,100 | 4,679,000 | 7 | 134 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 134 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 134 |
| Family Bank | 43,200 | 90,700,000 | 5 | 166 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 134 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 134 |
| KADET | 12,900 | 5,402,000 | 4 | 134 |
| K-Rep | 0 | 0 | 0 | 134 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 166 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 134 |
| LKL | 13,100 | 9,311,000 | 10 | 126 |
| MKL | 18,200 | 5,989,000 | 6 | 111 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 134 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 134 |
| RAFODE | 2,900 | 356,000 | 1 | 134 |
| SISDO | 7,300 | 3,657,000 | 11 | 134 |
| Yehu | 14,000 | 3,149,000 | 11 | 134 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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