| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.badbaan.pk |
| Year established | 2006 |
| Head of Institution | Main Khan Abbasi |
| Regions active | Khyber Pakhtunkwa |
| # Branches | 1 |
| Total Portfolio (nat'l) | PKR 20,618,028 |
| Total Portfolio (USD) | USD 210,388.04 |
| Active clients with loans | 1,484 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Pakistan Poverty Alleviation Fund (PPAF), Rural Support Program Network (RSPN), Pakistan Mocrofinance Network (PMN), Regional NGOs Coordination Forum (RNCF) |
| Funders | Pakistan Poverty Alleviation Fund, The Bank of Khyber, Rural Support Program Network |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.sambhavindia.org/ |
| Year established | 1988 |
| Head of Institution | Dr. S.K.Singh |
| Regions active | Madhya Pradesh, Uttar Pradesh |
| # Branches | 9 |
| Total Portfolio (nat'l) | INR 9,737,000 |
| Total Portfolio (USD) | USD 183,716.98 |
| Active clients with loans | 1,571 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Badbaan Enterprise Loan | PKR 10,000 - 50,000 | 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Group Mtgs, Tech Asst Visits, Business Training, Technical Trainings to Women (Handicraft) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| House Repair | INR 5,000 - 20,000 | 12 - 24 | 80% - 100% | 60% - 80% | Housing | Women, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Live Stock | INR 5,000 - 20,000 | 12 | 80% - 100% | 0% - 20% | Livestock Purchase | Women, She should have experince of keeping Buffalow , cow and goat. | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Sanitation Loan | INR 3,000 - 10,000 | 12 - 24 | 80% - 100% | 80% - 100% | For constructing a toilet and bathing space. | Women, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Badbaan Enterprise Loan | 18.0% annual, Flat | 1 Fee | 0 | None | N/A | 35.1% - 35.2% | 35.1% - 35.2% | N/A |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| House Repair | 0% | 33.9% | 41.9% | N/A | ||||||||||
| Live Stock | 0% | 18.7% - 34.8% | 22.5% - 43.6% | N/A | ||||||||||
| Sanitation Loan | 0% | 35.5% - 42.5% | 39.6% - 54.5% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| House Repair | 18.0% annual, Flat | 1 Fee | 2 Ins | None | 10.0% upfront | 33.9% | 41.9% | 43 | ||||||||
| Live Stock | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 18.7% - 34.8% | 22.5% - 43.6% | 54 | ||||||||
| Sanitation Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 35.5% - 42.5% | 39.6% - 54.5% | 39 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Badbaan Enterprise Loan | 18.0% annual, Flat | 1 Fee | 0 | None | N/A | 35.1% - 35.2% | 35.1% - 35.2% | N/A |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| House Repair | 0% | 33.9% | 41.9% | N/A | ||||||||||
| Live Stock | 0% | 18.7% - 34.8% | 22.5% - 43.6% | N/A | ||||||||||
| Sanitation Loan | 0% | 35.5% - 42.5% | 39.6% - 54.5% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| House Repair | 18.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 10.0% upfront | 33.9% | 41.9% | 43 | ||||||||
| Live Stock | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 18.7% - 34.8% | 22.5% - 43.6% | 54 | ||||||||
| Sanitation Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 35.5% - 42.5% | 39.6% - 54.5% | 39 |
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