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Institution

Micro Options Mohallah Hussainiya, Thaneel RoadChakwal, Punjab
Data approved: 2015-05-05
Data version: 2
Age of data: 79 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.microoption.org
Year established2009
Head of InstitutionShazia Abbas
Regions activeIslambad Capital Territory, Punjab
# Branches5

Total Portfolio (nat'l)PKR 78,225,144
Total Portfolio (USD)USD 768,170.91
Active clients with loans4,024
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsPunjab Microfinance Network, Pakistan Microfinance Network, Human Resouce Development Network (HRDN)
FundersPakistan Poverty Alleviation Fund, Plan Pakistan/NRSP, Institute of Rural Management (IRM), Philonthrophist / Individual Donations

Loan Products » Summary

1,831 Borrowers
USD 384,027.30 Portfolio
Active Product
1,813 Borrowers
USD 247,824.93 Portfolio
Active Product
344 Borrowers
USD 120,730.65 Portfolio
Low Volume Product
14 Borrowers
USD 6,812.63 Portfolio
Low Volume Product
22 Borrowers
USD 8,775.40 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Livestock Loan PKR 5,000 - 75,000 12 40% - 60% 0% - 20% Business Women, Men, Have business, Specific age group Group Mtgs, Tech Asst Visits, Other Training
Commerce Loan PKR 5,000 - 30,000 12 20% - 40% 60% - 80% Business Women, Men, Have business, Specific age group Group Mtgs, Tech Asst Visits, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Livestock Loan 26.0%-31.0% annual, Decl Bal 1 Fee 0 Ins None N/A 32.9% - 34% 32.9% - 34% 78
Commerce Loan 26.0%-31.0% annual, Decl Bal 1 Fee 0 Ins None N/A 33.8% - 36.3% 33.8% - 36.3% 74
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001132
Actuar Quindio2,3002,800,0002132
Actuar Tolima8,8005,099,0003132
Amanecer4,3008,253,0004132
Banco Agrario56,30039,938,0003132
Banco WWB219,400294,019,0005127
Bancolombia36,20051,563,0001132
BdO10,4007,945,0002132
Comerciacoop1,6003,255,0004132
Confiar43,80081,993,0007132
Congente5,40020,045,0002132
Contactar25,10020,184,0002132
Crezcamos27,50022,564,0004132
Finamerica39,80099,536,0007132
FMM Popayán310,000243,614,0003132
FMSD6,8009,236,0006132
Fomentamos900102,0001132
Fund DeLaMujer199,900165,568,0001132
Fund Oleoductos500435,0001127
FUNDAUNIBAN6001,307,0002132
FUNDESAN2,4002,521,0005132
FUNDESMAG1,0001,698,0002132
Interactuar30,20093,846,0004132
MEDA15,60027,322,0002132
ProCredit CO5,70018,569,0003132
Caps / Zoom options
Key Statistics
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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