2. Micro Options
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  2. RMB
Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Micro Options Mohallah Hussainiya, Thaneel RoadChakwal, Punjab
Data approved: 2013-06-01
Data version: 1
Age of data: -   months 
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Institution

Rizal Microbank (A Thrift Bank of RCBC) 2/F EDES 2 Building Acacia SectionJ.P. Laurel AvenueDavao City, Davao del Sur/Region XI8000
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.microoption.org
Year established2009
Head of InstitutionShazia Abbas
Regions activePunjab
# Branches2

Total Portfolio (nat'l)PKR 51,356,249
Total Portfolio (USD)USD 524,043.36
Active clients with loans2,516
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsPunjab Microfinance Network
FundersPakistan Poverty Alleviation Fund, Plan Pakistan/NRSP

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2010
Head of InstitutionMa. Lourdes S. Pineda
Regions active
# Branches2

Total Portfolio (nat'l)PhP 9,226,611
Total Portfolio (USD)USD 220,732.32
Active clients with loans148
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Loan Products » Summary

Agriculture
1,000 Borrowers
USD 306,122.45 Portfolio
Active Product
Livestock
516 Borrowers
USD 102,040.82 Portfolio
Active Product
Commerce
1,000 Borrowers
USD 255,102.04 Portfolio
Active Product

Loan Products » Summary

Pitaka
137 Borrowers
USD 173,782.32 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan PKR 10,000 - 75,000 4 - 8 0% - 20% 0% Agriculture Women, Men, Have business, Specific age group Group Mtgs, Other Training
Livestock Loan PKR 5,000 - 75,000 12 40% - 60% 0% - 20% Any Purpose Women, Men, Specific age group Group Mtgs, Tech Asst Visits, Other Training
Commerce Loan PKR 5,000 - 30,000 12 20% - 40% 60% - 80% Business Women, Men, Have business, Specific age group Group Mtgs, Tech Asst Visits, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Pitaka Microenterprise Loan PHP 5,000 - 150,000 2 - 6 60% - 80% 80% - 100% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins None N/A 27% - 27.2% 27% - 27.2% N/A
Livestock Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins None N/A 31% - 31.1% 31% - 31.1% N/A
Commerce Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins None N/A 43.9% - 44.2% 43.9% - 44.2% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pitaka Microenterprise Loan 21.0% annual, Flat 2 Fees 1 Ins 0.50% loan amt 100.00 upfront 10.00% ongoing 58.8% - 73.1% 55.4% - 80.2% 31

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins Ins None N/A 27% - 27.2% 27% - 27.2% N/A
Livestock Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins Ins None N/A 31% - 31.1% 31% - 31.1% N/A
Commerce Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins Ins None N/A 43.9% - 44.2% 43.9% - 44.2% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pitaka Microenterprise Loan 21.0% annual, Flat 2 Fees 1 Ins Ins 0.50% loan amt 100.00 upfront 10.00% ongoing 58.8% - 73.1% 55.4% - 80.2% 31
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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