| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.mojaz.org |
| Year established | 2008 |
| Head of Institution | Gulshan Kaur |
| Regions active | Punjab |
| # Branches | 4 |
| Total Portfolio (nat'l) | PKR 246,000,000 |
| Total Portfolio (USD) | USD 2,415,720 |
| Active clients with loans | 13,417 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Pakistan Center for Philanthropy, Human Resource Development Network |
| Funders | Pakistan Poverty Alleviation Fund, Orix Leasing, Orangi Charitable Trust |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.grameenghana.org |
| Year established | 2001 |
| Head of Institution | Mohammed A. Adams |
| Regions active | Northern Region, Upper East Region |
| # Branches | 5 |
| Total Portfolio (nat'l) | GHS 998,804 |
| Total Portfolio (USD) | USD 507,007.11 |
| Active clients with loans | 9,505 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | ASSFIN, GHAMFIN, African Microfinance Transparency (AMT), Civil Society Platform |
| Funders | Grameen Foundation, CORDAID, Planet Finance, Alterfin |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Regular Loan | PKR 10,000 - 75,000 | 12 - 18 | 40% - 60% | 0% - 20% | Business, Agriculture, Livestock | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Seasonal Loan | PKR 10,000 - 75,000 | 3 - 6 | 40% - 60% | 0% | Agriculture, Other, Livestock | Women, Men, Must be involved in agriculture activity | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Business Loan | GHS 400 - 1,000 | 6 - 12 | 80% - 100% | 0% - 20% | Business, Agricultural Production | Women, Men | Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention. | |||||||
| Basic Loan | GHS 50 - 1,000 | 4 - 6 | 100% | 0% - 20% | Business | Women | Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention. | |||||||
| Shea Loan | GHS 50 - 500 | 6 - 9 | 100% | 0% | Any Purpose | Women | Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention. |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Regular Loan | 20.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 39.3% | 41.3% | 48 | ||||||||
| Seasonal Loan | 24.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 30.2% | 32.3% | 74 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Business Loan | 30.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 45.8% | 45.8% | 65 | ||||||||
| Basic Loan | 36.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 70.8% | 70.8% | 50 | ||||||||
| Shea Loan | 36.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 39.6% - 44.5% | 39.6% - 44.5% | 87 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Regular Loan | 20.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 39.3% | 41.3% | 48 | ||||||||
| Seasonal Loan | 24.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 30.2% | 32.3% | 74 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Business Loan | 30.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 45.8% | 45.8% | 65 | ||||||||
| Basic Loan | 36.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 70.8% | 70.8% | 50 | ||||||||
| Shea Loan | 36.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 39.6% - 44.5% | 39.6% - 44.5% | 87 |
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