Please note that the information you are viewing is 124 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Soon Valley Development Program Sakesar Road, Naushera, Tehsil & District, KhushabNaushera, PunjabN/A
Data approved: 2013-08-15
Data version: 1
Age of data: 124 months

Product

Livestock Fattening Product 7 of 14 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PKR)PKR 30,000,000
Portfolio (USD)USD 306,122.45
Active Clients with Loans1,065
Approximate % Female Clients40% - 60%
Approximate % Urban Clients0
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
This loan product is available for small farmers/poor communities for purchase of sacrificial animal and livestock management and its sale on the eve of Eid Ul Azha.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visitsx
Business training
Other training
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this product1
Regions ActivePunjab

Loan Conditions

Loan Amount
CurrencyPKR
Minimum loan sizePKR 20,000
Maximum loan size30,000
Distribution at Disbursement (Est.)
Loans less than PKR 10,0000
PKR 10,000-25,00030%
PKR 25,000-50,00070%
PKR 50,000-75,0000
PKR 75,000-150,0000
Greater than PKR 150,0000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term11.0 months
Approx average9.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months40%
Between 7 and 9 months60%
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 monthsx
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest21.00%
Highest quoted nominal interest24.00%
Reason(s) why interest rate variesTime as Client
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionAgreement Fee
% of loan amount - min3.00%
% of loan amount - max3.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionLivestock Insurance Fee
% of loan amount - min3.00%
% of loan amount - max3.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?No
Deposit BEFORE or AT Disbursement
% loan amount deposited0
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid14.00%
Maximum interest rate paid14.00%
Interest payment frequencyEnd Term
Taxes
Are taxes charged on this product?No

Full Pricing Data

Livestock Fattening samples
Sample 1Sample 2Sample 3
Loan AmountPKR 20,000PKR 25,000PKR 30,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2014-01-082014-01-022014-01-03
Loan Term (Months)12.0 months12.0 months12.0 months
Grace Period (Months)0.2 months0.2 months0.2 months
Total Cost of CreditPKR 6,310PKR 7,888PKR 9,465
True Price by Comp     
Interest price component22.8%22.8%22.8%
Fee Component3.0%3.0%3.0%
Insurance Component3.2%3.2%3.2%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)29.0%29.0%29.0%
Transparency IndexN/AN/AN/A
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Livestock Fattening Price Graphs


Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

CCT Credit Cooperative 5/F Joshua Center1428 Taft Avenue, ErmitaManila, NCR1000
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.cct.org.ph/
Year established2003
Head of InstitutionRuth S. Callanta
Regions active
# Branches132

Total Portfolio (nat'l)PhP 387,176,016
Total Portfolio (USD)USD 9,262,584.12
Active clients with loans76,168
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsNATTCO, MCPI, Hope International, Peer Servants
FundersFive Talents USA, United Kingdom, Tear Fund, New Zealand, Cross International, USA, End Poverty

Loan Products » Summary

100 Borrowers
USD 167,552.11 Portfolio
Active Product
120 Borrowers
USD 107,655.50 Portfolio
Active Product
30,060 Borrowers
USD 3,932,881.20 Portfolio
Active Product
40,100 Borrowers
USD 5,296,039.69 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Growth Enterprise Loan PHP 51,000 - 700,000 6 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Have home or land, Must be community resident for at least 5 years Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Values Development, Personal Counselling and Life Skills Training
Housing Loan PHP 10,000 - 30,000 12 20% - 40% 40% - 60% Housing Women, Men, Have business, Have home or land, Must meet requirements of CCT regular business loan Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, values development, personal counselling, life skills training, health care
Regular Business Loan 4 months PHP 4,000 - 50,000 3.5 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land, Must be community resident for at least 5 years Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Values Development, Personal Counselling and Life Skills Training, Health Care
Regular Business Loan 6 months PHP 11,000 - 50,000 6 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land, Must be community resident for at least 5 years Credit Educ, Group Mtgs, Tech Asst Visits, Values Development, Personal Counselling and Life Skills Training, Business mentoring

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Growth Enterprise Loan 10.0%-24.0% annual, Flat 1 Fee 0 Ins None 30.0% upfront 100.00 ongoing 56.1% - 60.2% 109.8% - 121.5% 8
Housing Loan 18.0% annual, Flat 1 Fee 0 Ins None 30.0% upfront 50.00 ongoing 36.9% - 37% 55.6% - 56.3% 32
Regular Business Loan 4 months 37.6% annual, Flat 1 Fee 0 Ins None 20.0% upfront 50.00 ongoing 92.2% 139.9% 27
Regular Business Loan 6 months 40.0% annual, Flat 1 Fee 0 Ins None 20.0% upfront 100.00 ongoing 87.6% 131.3% - 131.4% 30
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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